Band 5.0 IELTS Writing Task 2 Model Answer

Overall Band Score: 5.0 · Cambridge IELTS 19 · 2026-10-21

IELTS Writing Task 2 question

It is important for everyone, including young people, to save money for their future.

To what extent do you agree or disagree with this statement?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 5.0)

I believe that almost everyone should have amount of money in case of something bad or even good happens and this essay i will discuss both approach. I will tray to explain how i look thosen topics.

Nowadays, when we see almost everyday pricies are getting higher then last years ago. This sircumstances do not have positive chances that our life will be better and we will have accurate lifestyle. I consider that saving money is one crucial way to invest our life for better future. For example, if we want to buy new technics, we should have enough money to purchase, because technics are as always expensive. In this world it is quite clear that you need to have high quality gadgets, some people work as a remote including young students so this is clear fact. Another important reason is that when you have some money , you do not worry about new challenges, such a renting room, leaving job what you do not like anymore. This gives individuals more financial indipendances and freedom to choose what they do. Third significant factor is a travel, everyone love travel , especialy young people. They are people who do not know mnay things and they have huge wilingnes to explore new destination. after that money and savings are anavoidable habits for them. There are different situacions if young people have rich or are born wealthy family but i am talking about general situations.

Despite saving money and calculate how much money should you put a side, you can just spend it as you wish.Not saving money also have some advantiges like, enjoy the present moment and do not think about in the future. You can buy new expensive gifts for yourselv, maybe you can spoil your family too and this is very fun and kind behavier as well.

In conclusion this issue looks very controversial for everyone and there is extra unical or even right way to choose. It is depend on individuals tamper and personality.

I want to say that we must sure about peoples income, it it is under the minimum of course uts getting impossable to put some extra money.

AI examiner evaluation

Task Achievement / Task Response: Band 5.5

You take a generally supportive position, arguing that savings provide security, choice and opportunities such as buying equipment or travelling. You also acknowledge a counterpoint—that spending can help people enjoy the present—and note that low income may make saving impossible. These points are relevant, but the response only partially develops the question: the opening says you will discuss “both approach,” while the conclusion calls the issue controversial and says the choice depends on personality, leaving your own degree of agreement unclear. Several claims, including that everyone needs high-quality gadgets and that young people travel, are broad rather than supported with a specific example. State your position directly and explain how the reasons support it, while giving the income qualification a clearer role in your argument.

Coherence and Cohesion: Band 5.0

The response has recognisable sections: an introduction, a paragraph supporting saving, a paragraph about spending, and a conclusion. This gives the reader some organisation, and phrases such as “Another important reason” signal additional points. However, progression is not consistently clear: the first body paragraph moves from rising prices to gadgets, job changes and travel without showing how each point connects to the main claim. The introduction promises a discussion of “both approach,” but the relationship between the two sides is not clearly mapped. Linking phrases are sometimes mechanical or awkward, and the final two sentences introduce income and personal choice without resolving the argument. Group related reasons, use clearer transitions, and make the conclusion follow directly from the position established at the start.

Lexical Resource: Band 5.0

You attempt vocabulary relevant to finance and future planning, including “financial … freedom,” “challenges,” “purchase,” and “present moment.” This gives you some means of expressing the main ideas. However, the range is limited and many noticeable spelling, word-form and collocation errors make parts difficult to read, for example “pricies,” “technics,” “indipendances,” and “unavoidable habits.” Some phrases are imprecise or unnatural, such as “accurate lifestyle,” “rich or are born wealthy family,” and “extra unical.” Aim for accurate, natural combinations rather than trying to use elaborate wording. Build a bank of topic phrases such as “build an emergency fund” and “financial security,” and check spelling and word forms carefully.

Grammatical Range and Accuracy: Band 5.0

You attempt both simple and longer sentences, including a conditional example (“if we want to buy…”) and a sentence explaining the freedom savings can provide. However, the range is limited, and complex attempts are often faulty. Errors in sentence structure and agreement appear in “everyone love travel” and “Not saving money also have some advantages”; articles and prepositions are also problematic in “should have amount of money” and “put a side.” Several sentences run together or lack clear punctuation, particularly the opening and the final paragraph, which can make the intended meaning harder to follow. Practise building accurate sentences with one main idea, then add subordinate clauses only when you can control their structure. Review subject–verb agreement, articles, and sentence boundaries.

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