Band 5.0 IELTS Writing Task 2 Model Answer

Overall Band Score: 5.0 · Cambridge IELTS 19 · 2026-10-22

IELTS Writing Task 2 question

It is important for everyone, including young people, to save money for their future.

To what extent do you agree or disagree with this statement?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 5.0)

Money saving for the future is very important for the individuals including young people. For bad days it is very useful aspecially for those persons who are in their twentees, money can help them in their kith and kin, they do not need any help from others if they save something for themselfes.

I completely agree with the savings of young people for their future, It is very useful in their studies and after study in their practical life when they get married. For example I have two freinds, their ages are 29 and 19 years and their names are Ali and Ahmad respectively, Ali was worked in pesticides company before many years, then he left the job and got married but he could not saved some money for his future, Now these days he is very needy but nobody help him in his matters.

On the other side Ahmad is 19 years old and has a good wealth because he is a buisiness man and he is strugling in his life day and night and make money as well as property for their future, He has not any need to borrow something from others because he is working in present but making the future very best for his whole family. Money is a basic use of all the people, by money you can buy anything you want, and if you have a wealth all the people including friends and relatives are with you in your kiyh and kin, but if u do not have nobody with you.

To conclude that, it is a very crucial thing, Young people should make money in their lives because wealth is health, In every sector of life there is a need of money, if you have then you servive.

AI examiner evaluation

Task Achievement / Task Response: Band 6.0

Your position is clear: you completely agree that young people should save, and you give relevant reasons, including financial security during difficult periods and being able to support family. The contrasting examples of Ali and Ahmad also help illustrate the consequences of saving or not saving. This addresses the task, but some points are asserted rather than fully explained. For instance, the claim that savings are useful “in their studies” is not developed, and the discussion of wealth attracting friends and relatives shifts away from the central question of future security. To strengthen the response, explain more precisely how saving benefits young people over time and develop each example with a clear link to your argument.

Coherence and Cohesion: Band 5.5

The response has a recognisable overall structure: an introduction, a paragraph presenting your agreement and Ali’s example, a contrasting paragraph about Ahmad, and a conclusion. The contrast between the two friends gives the discussion some progression. However, connections between ideas are sometimes mechanical or unclear. “On the other side” introduces a contrast, but the long sentence about wealth, friends, and relatives moves through several points without clear links. Some sentences also combine multiple ideas with commas, making the progression harder to follow. Use clearer topic sentences and divide long sentences so each paragraph develops one main point. More precise referencing would also help readers follow who “they” and “he” refer to.

Lexical Resource: Band 4.5

You use some vocabulary relevant to the topic, including “save money,” “future,” “borrow,” “wealth,” and “property,” so the main message is generally understandable. However, the range is basic and several words or phrases are repeated, particularly “money,” “future,” and “people.” There are also noticeable spelling errors, such as “aspecially,” “twentees,” “freinds,” “buisiness,” and “servive,” and some choices are unnatural in context, including “good wealth” and “make the future very best.” These errors sometimes make the reader pause. Build a more accurate range of financial vocabulary and check spelling; for example, use “financial security” or “build savings” where appropriate, rather than repeating general terms.

Grammatical Range and Accuracy: Band 4.5

You attempt both simple and longer sentence forms, and the reader can usually understand your main point. However, control of verb forms, sentence construction, agreement, and punctuation is inconsistent. Examples include “Ali was worked,” “he could not saved,” and “if you have then you servive,” where the verb patterns are not formed correctly. The opening also joins several complete ideas with commas, while capital letters are used inconsistently after commas, as in “I completely agree …, It is very useful.” These issues sometimes obscure relationships between ideas. Practise accurate past-tense narration and modal verb patterns, and use full stops to separate complete thoughts. Then check each sentence for a clear subject and correctly formed verb.

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