Band 4.5 IELTS Writing Task 2 Model Answer

Overall Band Score: 4.5 · Cambridge IELTS 19 · 2026-10-22

IELTS Writing Task 2 question

It is important for everyone, including young people, to save money for their future.

To what extent do you agree or disagree with this statement?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 4.5)

Certaion individual hold in this view that it is very necessary for everyone because if this his save money then will be sporting for their furture I partialy agree with this view because his time money is very very must for his life on the one hand if money have not passes then somever domt while the young people are some earn every money and his all money daily use that way their will be furture dificult afterthat their some money are save for example to much people are very difficult in fouthy yearold moreover young people are should think that his age me than every month earn fifty thousand rupees then it has been use every month thirty five thousand rupees other money are save that old age in his new business start and good life can spend one the other hand some young people are not hhink that young age are allvase that why all mony are every month spend new shoes clothes bike cars and etcs they do not start new business hny time aare actavate later your are feels that in big mistake in conculsion money are very importan for every time in life so money are save

AI examiner evaluation

Task Achievement / Task Response: Band 4.5

You take a position by saying, “I partialy agree,” and give relevant reasons: saving can help young people manage later difficulties and fund a business, while spending everything on clothes, shoes, or vehicles may lead to regret. However, these points are only briefly stated, and the example about earning fifty thousand rupees and saving the remainder is not clearly explained. The conclusion repeats that saving is important rather than clarifying the extent of your agreement. The response also contains 202 words, below the required 250, so the task is not fully developed. To strengthen the response, explain each reason with a clear cause-and-effect link and a specific example, and make your position consistent from introduction to conclusion.

Coherence and Cohesion: Band 4.0

You attempt to organise the response around contrasting views, using “on the one hand” and “one the other hand,” and you include an opening position and a conclusion. These signals show an effort to structure the argument. However, the ideas are presented in one long, difficult-to-follow sequence, with no clear paragraph breaks, and the links between points are often unclear. For example, the move from saving for old age to starting a business is not explained, while “afterthat” and “moreover” do not always show the relationship between the ideas that follow. Use separate paragraphs for your position, each main reason, and the conclusion. Build a clearer sequence with linking phrases that accurately express contrast, result, or example.

Lexical Resource: Band 4.5

The response includes some task-relevant vocabulary, such as “save money,” “future,” “old age,” “business,” and “spend,” so the main topic can be recognised. However, the vocabulary is basic and repetitive, and frequent spelling and word-choice errors make several phrases hard to understand, including “sporting for their furture,” “somever domt,” and “fouthy yearold.” Some expressions are also unnatural, such as “his time money is very very must for his life.” Aim to use a wider set of accurate phrases for financial planning and consequences, and check spelling carefully. More precise wording would help you express your ideas without relying repeatedly on “money,” “save,” and “spend.”

Grammatical Range and Accuracy: Band 4.5

You attempt to connect ideas in longer sentences, including a conditional idea beginning “if money have not passes” and a contrast introduced by “on the other hand.” This shows an effort to go beyond isolated simple statements. However, sentence structures are very limited in control, and frequent errors in verb forms, agreement, articles, and sentence boundaries often obscure meaning. For instance, “if this his save money then will be sporting” lacks a clear subject and correctly formed verb, while “young people are should think” has an incorrect verb pattern. The long run-on sentences also make relationships between clauses difficult to follow. Practise building accurate simple sentences first, then combine them using correctly formed clauses and punctuation.

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