Band 5.5 IELTS Writing Task 2 Model Answer

Overall Band Score: 5.5 · Cambridge IELTS 19 · 2026-10-22

IELTS Writing Task 2 question

It is important for everyone, including young people, to save money for their future.

To what extent do you agree or disagree with this statement?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 5.5)

In recent years, mamy people know that how they saves their money for thier future. I completely agree with this image that it is very important for everyone including young people to save money for their future.

To begin with, loss of money is increase from many years people sepnt their money in big shopping malls, go to famous restaurants, buy everything which has no need for people. After some time those people are able to take loan for complete their installments, credit card loans and something like that. They do not think about their future.

Furthermore, people should have to know that how to save your money and spend them on right way not for expensive hotels. Young generation must able to save their income for upcoming life, if they complete agree with this they will be successful and enjoying happy life in their future. Always use their income on parent's suggested pathways due to the fact they know how to lock your money. For example, if the people of whole country saves their money and spend into only for their needy purposes than it takes long time but after long duration the economy of country will be increase twice as compare to their past. Everyone including young generation should saves their money for their future because it will be very beneficial for their upcoming life.

In conclusion, i completely agree with that to saves money for future life. Such as after applying this on own they will be spend their life very happily. It is us much impossible to save money.

AI examiner evaluation

Task Achievement / Task Response: Band 5.5

Your position is clear: you completely agree that everyone, including young people, should save for the future. You give relevant reasons, including avoiding debt from unnecessary spending and helping the national economy, and you include an example about saving for essential needs. However, the response only partially develops these points. The claim that saving could make the economy “increase twice” is not explained, and the advice to follow parents’ “pathways” is unclear and not connected convincingly to your main argument. The conclusion repeats your view but adds little support, and “It is us much impossible to save money” conflicts with your position. Develop fewer ideas with clearer explanations and examples, and ensure the conclusion reinforces your argument.

Coherence and Cohesion: Band 5.5

The response has a recognisable structure: an introduction, two body paragraphs beginning with “To begin with” and “Furthermore,” and a conclusion. These markers help the reader identify the main stages of your argument. However, progression within the body paragraphs is uneven. The first moves from shopping to loans without clearly explaining the link to future security, while the second combines personal budgeting, parental advice, and the national economy. Some connections are difficult to follow, particularly “Always use their income on parent's suggested pathways.” The conclusion also introduces a confusing final statement. Organise each paragraph around one main reason, explain it in a logical sequence, and use pronouns and linking phrases that make the relationships between ideas clear.

Lexical Resource: Band 5.0

You use some topic-related vocabulary, including “save money,” “income,” “credit card loans,” “economy,” and “needy purposes,” so the reader can identify the subject of your argument. However, the range is limited and several word choices or collocations are inaccurate or unclear, sometimes making the intended meaning difficult to understand. For example, “loss of money is increase” does not clearly express the problem of overspending, and “lock your money” is not a natural way to describe saving or managing it. Spelling errors such as “mamy,” “thier,” and “sepnt” also reduce accuracy. Build a more precise vocabulary for spending, debt, and financial security, and check spelling and natural word combinations when revising.

Grammatical Range and Accuracy: Band 5.0

You attempt both simple statements and longer sentences with clauses, such as “if they complete agree with this they will be successful,” showing an effort to express cause and result. However, the range is limited, and complex sentences are often faulty. Errors in verb forms and agreement occur throughout: “how they saves,” “people … saves,” and “the economy … will be increase.” Sentence patterns are also incomplete or awkward, as in “people should have to know that how to save your money,” and punctuation is often missing where clauses meet. These errors can make the reader work to understand your meaning. Practise accurate subject–verb agreement, infinitive patterns, and conditional sentences, then check each sentence for a clear subject and verb.

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