Band 5.0 IELTS Writing Task 2 Model Answer

Overall Band Score: 5.0 · Cambridge IELTS 19 · 2026-10-22

IELTS Writing Task 2 question

It is important for everyone, including young people, to save money for their future.

To what extent do you agree or disagree with this statement?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 5.0)

In the ancient people, they can use gold instead of using a currencies becuase in old time currencies are not common widely so the people can use gold for buying everything from the market and save the gold for make their future better because the gold price is rises eveyday then the people can save for their children. It is a good initiative from the old people they can taught to their children if you can save money today then the saving money can be used in the difficult time and give a advice how we can earn this money and also we can use in our difficult time when we have no money we can use it.

Firstly, I can take example from our daily life my mother can asked me everytime you can save money from your pocket money you will save some pennys which you can use in your's difficult time becuase in the difficult time no one comes to help for those epople who can need money. I will take my mother advice in my mind and spend money according to our deeds and save some money for our future.

From my perspective, I am giving advice to those people who can not save money and spend all the money in our daily life and no save a single penny for their future. I can give a example from our old grandparents which are saved gold for their children because all the parents can wants my children is sucessfull in the life.

In my conclusion, I will agree from those people who can save money for their better future. I will appreciate to those people which are saving money for their future and I am agree with those all conditions.

AI examiner evaluation

Task Achievement / Task Response: Band 5.0

You take a clear general position in favour of saving, especially in the conclusion, and the examples about your mother’s advice and grandparents saving gold are relevant to the topic. However, the response only partially develops the question of whether saving is important for everyone, including young people. Most of the discussion repeats that savings help in difficult times, without explaining other benefits or considering any limits, such as the need to balance saving with essential spending. The opening focus on ancient people and gold also takes space without clearly supporting your argument about people today. To strengthen the response, state your degree of agreement directly in the introduction and develop two distinct reasons with specific explanations or examples.

Coherence and Cohesion: Band 4.5

The response has recognisable paragraph breaks and a basic sequence: an opening, a personal example, a further point, and a conclusion. Connectors such as “Firstly” and “In my conclusion” help signal these stages. However, progression within paragraphs is often unclear, and several ideas are repeated rather than developed—for example, saving for “difficult time” appears in both the opening and the paragraph about your mother. References such as “those people” and “those all conditions” are not always clear, while long sentences joined by “and” make relationships between points difficult to follow. Give each paragraph one main purpose, use clearer links between cause and result, and ensure pronouns refer to specific people or ideas.

Lexical Resource: Band 4.5

You use some topic-related vocabulary, including “save money,” “pocket money,” “gold,” and “future,” and the personal examples make your meaning generally understandable. However, the range is limited and key words are repeated frequently, particularly “money,” “save,” and “future.” Several word choices or combinations are inaccurate or unnatural, such as “gold price is rises,” “spend money according to our deeds,” and “give a advice.” Spelling errors, including “becuase,” “eveyday,” and “sucessfull,” also reduce accuracy. Build a wider set of precise expressions for financial planning and use them in context; for example, explain how savings provide financial security or help meet unexpected expenses.

Grammatical Range and Accuracy: Band 5.0

You attempt to connect ideas in longer sentences and use some subordinate clauses, as in “which you can use in your’s difficult time.” This shows an effort to go beyond short, simple statements. However, complex sentences are often faulty, and errors in verb forms, agreement, articles, and sentence construction occur frequently enough to make parts difficult to read. Examples include “they can taught,” “the gold price is rises,” and “my mother can asked me.” The repeated use of “can” also makes past events and general statements unclear. Practise forming accurate simple sentences first, then combine them with clauses using “because,” “when,” or “which.” Check subject–verb agreement, tense consistency, and sentence boundaries during revision.

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