Band 5.5 IELTS Writing Task 2 Model Answer

Overall Band Score: 5.5 · Cambridge IELTS 19 · 2026-10-23

IELTS Writing Task 2 question

It is important for everyone, including young people, to save money for their future.

To what extent do you agree or disagree with this statement?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 5.5)

It is often argued that the everyone as well as including young people, to save money for their future.I completely agree with this view because the achieve the future goal as well as pay unexpected expenses.

On the one hand, the first and foremost why I agree with this statement is that all the people are achieve their future goal.This is manily because when people are save some money for their as well as save their poketmoney for their better future if they have saving money they can easyly go to the preferred university for better education as well as better life.

Furthermore, Some time people face some unexpected expenses. This is manily because they have no high paying jobs some time they are jobless. To giving a classic example, People face some this type problem such as medical bills as well as jobless. In this sitation saving can help to the people.

Moreover,another significant reason of my view point is that people have more stress.

This is manly because they have not enough money to use their spending In this situation this saving can help to reduse the stress. To epitomize, People feel very sressfully because they have not enough money to spand their Hobby at that time the saving money is very helpfull.

As a result, people have their own saving they sapnd money to their hobby and reduse their stress.

In addition,people are enjoy their retirement. This is manly because when people have enoungh saving in their Younger life they enjoy their retirement happyly.

To put into nutshell, I firmly agree with this statement because the achieve the future goal as well as pay unexpected expenses.

AI examiner evaluation

Task Achievement / Task Response: Band 6.0

Your position is clear: you completely agree that people, including young people, should save, and you give relevant reasons involving education, unexpected costs, reduced stress, and retirement. These points address the task, and the examples of university fees and medical bills help make the argument relevant. However, some reasons are asserted rather than explained. For instance, the discussion of hobbies and stress is difficult to follow, and the retirement point is only briefly stated. Develop each main idea by explaining how saving helps and, where possible, adding a specific example. Also make the opening claim more direct and ensure the conclusion summarises the reasons rather than repeating an unclear sentence.

Coherence and Cohesion: Band 5.0

The response has an introduction, body paragraphs and a conclusion, and signposts such as “On the one hand,” “Furthermore,” and “Moreover” show an attempt to organise the argument. However, progression is not consistently clear: the first body paragraph combines future goals with unexpected expenses, while stress, hobbies and retirement are added in quick succession without clear development. Several linking phrases are repetitive or do not express the relationship accurately, including repeated uses of “This is mainly because” and “To epitomize.” Paragraphing would be more effective if each paragraph focused on one reason, followed by explanation and an example. Use fewer, more precise transitions and make references such as “this saving” clearly point to the idea they summarise.

Lexical Resource: Band 5.0

You use some topic-related vocabulary, including “unexpected expenses,” “medical bills,” “preferred university,” and “retirement,” so the reader can identify the main subject. However, the range is limited and several word choices, collocations and spellings make parts of the response difficult to understand. Examples include “achieve their future goal,” “spending” where you mean available money, and “feel very sressfully.” Repetition of “saving,” “money” and “better” also limits precision. Aim to learn useful financial collocations and check spelling carefully; choose words that express the intended meaning rather than relying on general phrases. More accurate vocabulary would make your examples clearer and your argument more convincing.

Grammatical Range and Accuracy: Band 5.0

You attempt both simple sentences and longer structures, including clauses introduced by “because,” “when” and “if.” This shows an effort to vary sentence forms, but many attempts are not controlled, and errors sometimes make the intended meaning hard to follow. For example, “all the people are achieve their future goal” has an incorrect verb pattern, while “when people are save some money” uses an unnecessary auxiliary. The opening sentence is also incomplete, and several sentences run together without appropriate punctuation. Practise forming complete clauses, especially subject–verb patterns and conditional sentences, and use full stops to separate ideas. Greater control of these structures would make the argument easier to read.

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