Band 5.0 IELTS Writing Task 2 Model Answer
Overall Band Score: 5.0 · Cambridge IELTS 19 · 2026-10-24
IELTS Writing Task 2 question
It is important for everyone, including young people, to save money for their future.
To what extent do you agree or disagree with this statement?
Give reasons for your answer and include any relevant examples from your own knowledge or experience.
Student answer (Band 5.0)
Topic: It is important for everyone, including young people, to save money for their future.
To what extent do you agree or disagree with this statement?
Introduction:
The current studies explores the perception of young people's to save money for their future.
According to given statement , i discusse this problem in both perspectives.
Body paragraph 1.
first of All i agree this statement, because everyone should save money for their future. specially the new generation who have no idea how to earn money then how they can waste money. Money is most important weapons in today aera. No one can approach you without money. money plays beneficial role in the future development . people can get education, spend luxury life with it.
boday paragraph 2.
on the other hand, i little bit disagree because if people only focus on saving money for their future then they could not approach the society status. furthermore, if new generation like young people just focus on saving money then how they can fulfill their baisc needs.
for example.
if a student enrolled in any private university where he or she needs good clothes, shoe's and perfumes etc .if he or she only focus on saving money then how he or she will fulfil their needs. in this way people disappointed from their surroundings.
coclusion:
At the end, i would like to summarise the importance of money ,yes money should be saved but not too much , either people ignores their needs for only money saving.
AI examiner evaluation
| Criterion | Band |
|---|---|
| Task Achievement / Task Response | 4.5 |
| Coherence and Cohesion | 5.0 |
| Lexical Resource | 5.0 |
| Grammatical Range and Accuracy | 5.0 |
| Overall | 5.0 |
Task Achievement / Task Response: Band 4.5
You give a partly clear position: you support saving money, while arguing that young people should not save so much that they neglect their needs. The example of a student at a private university helps illustrate this qualification, but the discussion is brief and some claims—such as money being essential for education and a “luxury life”—are asserted rather than explained. The introduction says you will discuss “both perspectives,” but the response does not fully develop the reasons on either side or clearly establish the extent of your agreement. The response is 227 words, so it is 23 words below the 250-word minimum; the 25 words copied from the task prompt were not counted. Develop your main reasons and example further to address the task more fully.
Coherence and Cohesion: Band 5.0
The response has a recognisable structure, with an introduction, two body paragraphs presenting contrasting views, and a conclusion. Phrases such as “on the other hand” and “for example” signal a change of direction and introduce an illustration. However, progression within the paragraphs is limited: several points are placed next to one another without showing how they connect, and the example about university expenses is not fully linked back to your position. The conclusion repeats the idea that saving should not be excessive rather than drawing together the reasons. Some linking is also mechanical or inconsistent, and the paragraph labels do not substitute for clear transitions. Organise each paragraph around one main claim, then explain and support it before moving to the next point.
Lexical Resource: Band 5.0
You use a basic range of topic-related vocabulary, including “save money,” “future,” “education,” “basic needs,” and “private university,” so the reader can follow the general subject. There are also attempts at more expressive wording, such as “beneficial role” and “future development.” However, vocabulary is repetitive, and several choices or collocations are inaccurate or unclear, including “approach the society status,” “important weapons,” and “disappointed from their surroundings.” Spelling and word-form errors such as “aera,” “baisc,” and “coclusion” also reduce precision. Aim for natural phrases that express the intended meaning directly, and check spelling carefully. A wider, more accurate range would make your arguments clearer and more convincing.
Grammatical Range and Accuracy: Band 5.0
You attempt both simple statements and longer sentences with reasons or conditions, for example, “if people only focus on saving money … then they could not approach the society status.” This shows an effort to connect ideas, but the range remains limited and complex sentences are often faulty. Errors in agreement, articles, verb forms, and sentence construction appear in examples such as “The current studies explores,” “everyone should save,” and “if a student enrolled … where he or she needs.” Capitalisation and punctuation are also inconsistent, with sentence starts such as “first of All” and fragments around “for example.” These errors sometimes make the intended relationships harder to follow. Practise building accurate sentences with because, although, and if, and proofread each sentence for a clear subject and verb.
See this exact question answered at other band scores. The same prompt compared across bands.
Browse more IELTS Writing model answers or get your own writing scored by the same AI examiner.