Band 5.5 IELTS Writing Task 2 Model Answer

Overall Band Score: 5.5 · Cambridge IELTS 19 · 2026-10-24

IELTS Writing Task 2 question

It is important for everyone, including young people, to save money for their future.

To what extent do you agree or disagree with this statement?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 5.5)

Yes, it is very crucial form an individuals to save money for incomming days. It will help them to compete this society.

I firmly believe that, money is the basic need of every single person. Nowadays, everyone is giving his best to generate strong income. It is very important for the young an individuals to save money.

As we know that, money is power and we can anything with money. We can live our desired life by earning strong amount of money. If a person does not save money for his future, then he will face challenging time in comming days. My cousin saved money at the age of 19 and now he is living good life because he has everything he wants. In addition to this he is respectful person in society because he is rich.

Moreover, money is needed to support our families, our relatives and other needy people. It is crucial to fullfill our dreams. In modren lifestyle as now, everyone wants to save money which will help to tackle the money problems. If a person saves money, he is saving his future. I know a person who did not save money before his marriage and after his marriage he faces very tough situations and he did not has any resources for his family. He has been living life of povorty for ten years. He has big regret for what he done.

Money is most essential thing for everyone and he or she should save money to live good life and to enjoy every singe moment. Money is the key to success

AI examiner evaluation

Task Achievement / Task Response: Band 6.0

Your position is clear: you strongly agree that people, including young people, should save for the future. You give relevant reasons, such as preparing for financial difficulties and supporting family members, and the examples of your cousin and the person who struggled after marriage help illustrate these points. This addresses the task, but some ideas are less fully developed than others. For instance, the claim that money is “power” and that a rich person is respected is asserted rather than explained, and the response does not explore possible limits to saving or why it matters particularly for young people. Develop each main reason with a clearer explanation of how saving benefits people over time.

Coherence and Cohesion: Band 5.5

The response has a recognisable structure, moving from your position to reasons and examples, and paragraph breaks help separate the main points. Linking expressions such as “Moreover” and “In addition to this” show an effort to connect ideas. However, progression within paragraphs is sometimes repetitive: several sentences restate that money is important or that saving protects the future without adding a distinct step to the argument. Some connections are also abrupt, such as moving from being rich to being respected. Use topic sentences to establish each paragraph’s central reason, then arrange explanation and example in a clear sequence. Vary references to “money” and “a person” to make the links less repetitive.

Lexical Resource: Band 5.0

You use vocabulary relevant to personal finance, including “income,” “support our families,” “financial problems,” and “poverty,” so the main message is generally understandable. However, the range is limited and several expressions are inaccurate or unnatural, which sometimes makes the reader pause. Examples include “compete this society,” “strong amount of money,” and “live good life”; these do not express the intended ideas naturally. There are also spelling errors such as “incomming,” “modren,” and “povorty.” Build a more precise set of collocations for saving and financial security, and check spelling carefully. This would make your argument clearer and less dependent on repeated basic words such as “money” and “good.”

Grammatical Range and Accuracy: Band 5.0

You attempt both simple sentences and longer conditional or relative structures, for example, “If a person does not save money for his future, then he will face…” This shows some range, and the overall meaning can usually be followed. However, control is inconsistent, particularly in sentence construction, verb forms, and articles. Examples include “it is very crucial form an individuals,” “we can anything with money,” and “he did not has any resources.” The sentence beginning “As we know that” also has an unnecessary conjunction pattern. Practise forming accurate clauses and checking subject–verb agreement, articles, and verb forms. More reliable control of these patterns would make your longer sentences easier to read.

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