Band 5.5 IELTS Writing Task 2 Model Answer

Overall Band Score: 5.5 · Cambridge IELTS 19 · 2026-10-25

IELTS Writing Task 2 question

It is important for everyone, including young people, to save money for their future.

To what extent do you agree or disagree with this statement?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 5.5)

Money is essential for every individuals in their whole life and to save it for future purpose.

Overall, i strongly agree with this above statement because most of the people are investing their money in various aspects such as trading, property and mutual funds. Nowdays, money is more precise than other things to invest it in a proper ways.

First and foremost, the money is more important than others because people can generate a income source from various ways such as renting the property, trading and investmet because the situation of the market would slow down even in the business due to the effects of war between US and Iran. So, the young adults store their money and to invest in the mutual funds. For example, India facing a lot of challenges due to this war like increases the prices of crude oil and even other essenial things.

Consequently, govenment has to overcome these issues but still the public of india suffer and people trying to save their income for future situation. However, the middle and lower class adults to earn their money through jobs and business but slope of the market shows decline as a result they trying to reduce the expenses and more to save it for upcoming generation.

In conclusion, everyone must save the money for future as per the market situation. Additionally , Government make plans about the people to relief from some unneccesary taxes , giving subsidies and to provide the money to open their start up for today's youngers.

AI examiner evaluation

Task Achievement / Task Response: Band 5.5

Your position is clear in the opening overview and conclusion: you strongly agree that people should save for the future. You also offer relevant points about investing, economic uncertainty, and reducing expenses, with an example involving rising oil prices in India. However, the response only partly develops the task: it focuses more on investment and current market problems than on why saving matters to everyone, especially young people. The discussion of government subsidies and start-up support in the conclusion is not clearly connected to the central argument. Develop two or three reasons directly—for example, financial security during emergencies and saving for education or retirement—and explain how each benefits young people as well as adults. This would make your position more fully supported and consistently relevant.

Coherence and Cohesion: Band 5.5

The response has a recognisable structure, with an introduction, two body paragraphs and a conclusion, and signposts such as “First and foremost,” “Consequently” and “In conclusion” help show the intended stages. However, progression within paragraphs is not always clear. The first body paragraph moves from income sources to war-related market effects and then to mutual funds, without explaining the links between these points. “Consequently” also introduces government and public hardship rather than a clearly resulting point from the previous paragraph. Some connections are repetitive, particularly the repeated references to saving for future situations. Organise each body paragraph around one main reason, then explain and illustrate it in sequence. Use linking phrases only where they accurately express the relationship between ideas.

Lexical Resource: Band 5.5

You use some topic-related vocabulary, including “property,” “mutual funds,” “crude oil,” “subsidies” and “expenses,” which helps communicate the general subject. There are also attempts at more formal phrasing, such as “financial situation” and “upcoming generation.” However, the range is limited and several word choices or collocations are inaccurate or unclear, including “money is more precise,” “generate a income source,” and “slope of the market shows decline.” Spelling errors such as “Nowdays,” “investmet,” “essenial” and “unneccesary” also reduce accuracy. Choose familiar, precise expressions rather than forcing formal wording: for example, say that money is “essential,” people can “earn income,” and the market is “declining.” Proofreading spelling and word forms would make your meaning more reliable.

Grammatical Range and Accuracy: Band 5.0

You attempt both simple statements and longer sentences with reasons, including a sentence beginning “because people can generate…” and one using “as a result.” This shows an effort to vary sentence structure. However, the range is limited, and complex sentences are often faulty, so the reader sometimes has to work to understand the relationships between ideas. Examples include “Money is essential for every individuals,” “people are investing their money … and to invest it,” and “the middle and lower class adults to earn their money.” These contain problems with agreement, verb forms and sentence construction. Capitalisation and punctuation are also inconsistent, as in “i” and “Additionally ,”. Practise building complete sentences with a clear subject and finite verb, and check agreement, articles and punctuation before submitting.

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