Band 5.0 IELTS Writing Task 2 Model Answer

Overall Band Score: 5.0 · Cambridge IELTS 19 · 2026-10-25

IELTS Writing Task 2 question

It is important for everyone, including young people, to save money for their future.

To what extent do you agree or disagree with this statement?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 5.0)

It is very important to save money for over future because we never know about that what's coming next so we always be carefull about our future because bad time comes any time so we always try to secure our future. I am admiting this truth that bad time was a very bad thing this bad time can you bring on roads. I have a very common reason of saving money because my Father always told me to collect money about your future and spend it very carefully and then they give me example of my uncle about their good time when they have a lot of money my uncle spend if without any reason they also leave there job and always enjoy their lifr and spend alot of money in unnecassary things after that the time come on my uncle they become much poor they do not have any money left in their bank account and that the thing that my uncle come on road and start begging that the reason my father always told me to save money and secure our future because without cash we are nothing in this world we have not any worth without money. So always be carefull about your future espacially young people they do not have any information about world how cruel the world is and they always enjoy in present and never think about the morrow and when they run short from money they start wepping thats why always take care of your income in present.

AI examiner evaluation

Task Achievement / Task Response: Band 6.0

Your position is clear: you agree that saving is important, and you explain that unexpected hardship can leave people without financial security. The story about your uncle gives a relevant example of what may happen after spending without planning, while your comments about young people connect the argument to the prompt. However, the response develops this single reason at much greater length than other possible benefits of saving, and some claims—such as “without money we are nothing”—are broad rather than explained. To strengthen the response, add another distinct reason, such as saving for education or emergencies, and explain how it supports your view. A more measured conclusion would also make the argument more convincing.

Coherence and Cohesion: Band 4.0

The response follows a recognisable line of thought: it states agreement, gives your father’s advice and your uncle’s experience, then returns to young people and the importance of planning. This provides some overall direction. However, nearly all the ideas are packed into one long paragraph, and the repeated use of “because,” “and,” and “so” makes the progression difficult to follow. Some references are also unclear, such as “they give me example” and “that the thing.” Divide the response into paragraphs for your position, supporting reasons and conclusion. Use clearer links between points and shorter sentences so readers can see when you move from your uncle’s story to your advice for young people.

Lexical Resource: Band 4.5

You use a basic range of vocabulary relevant to money and financial security, including “save money,” “future,” “bank account,” and “income.” These choices make your main topic understandable. However, vocabulary is repetitive, especially “future,” “money,” and “bad time,” and several word choices or collocations are inaccurate or unclear, such as “come on roads,” “run short from money,” and “take care of your income.” Spelling errors, including “carefull,” “lifr,” and “unnecassary,” also reduce accuracy. Build a wider set of precise expressions for financial hardship and planning, and check spelling and collocations. This will help you express the same ideas more naturally and avoid relying on repeated basic terms.

Grammatical Range and Accuracy: Band 4.5

You attempt to connect ideas in longer sentences, for example when explaining how your uncle spent his money and later became poor. This shows an effort to use more than simple sentence patterns. However, long sentences often contain several clauses without clear control, and errors in verb forms, agreement, articles and sentence construction make parts difficult to follow. Examples include “I am admiting this truth,” “my uncle spend,” and “they become much poor.” There are also unclear constructions such as “we always be carefull.” Practise writing shorter, complete sentences first, then combine related ideas using accurate conjunctions. Check that subjects and verbs agree and that past events consistently use past-tense forms.

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