Band 5.5 IELTS Writing Task 2 Model Answer

Overall Band Score: 5.5 · Cambridge IELTS 19 · 2026-10-25

IELTS Writing Task 2 question

It is important for everyone, including young people, to save money for their future.

To what extent do you agree or disagree with this statement?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 5.5)

As nowadays, inflation effecting every individuals lives I strongly agree with the point that every one should save money for their future especially young people.

Although it is difficult to save money, especially for young people from their jobs. However, it can help with sudden changes in life for example if you loose you job suddenly the small amount of savings can help in serving.

Life is unpreditable, saving can help if some one facing medical emergencies, immediate household. One important point is young people can use use saving for acheiving the future goals. If they want to go some extra thay will not buddernize their guardian because of their extra money.

Saving can help you to run after your dream with been extra on some other person. I would like to put my own example here, I have save money to study abroad I don't to put pressure on my parents. When I was doing job in a private sector I started saving little amount of money and luckly I got a chance to get extra income. But suddendly I lost my job but these saving help me to stand back and I put this affect on my dream.

In conclusion, Youngster can have some extra income and their need to understand the difference between saving and present expenses. Saving from a early age can you to understand the value of money and it can help to stay independent.

AI examiner evaluation

Task Achievement / Task Response: Band 6.0

Your position is clear from the opening: you strongly agree that everyone, particularly young people, should save. You address relevant reasons, including job loss, medical emergencies, and funding personal goals, and the personal example about saving to study abroad supports your view. However, some points are not fully explained: for instance, “immediate household” is unclear, and the idea that young people can pursue goals without burdening their guardians needs a more specific explanation. The conclusion restates the benefits but could synthesise your main reasons more clearly. The response is also 10 words below the required minimum, so add a little relevant development, such as explaining how regular saving can build financial security over time.

Coherence and Cohesion: Band 6.0

The response has a recognisable overall structure: an introduction, paragraphs giving reasons and an example, and a conclusion. The ideas generally progress from unexpected difficulties to future goals, and phrases such as “One important point” and “In conclusion” help signal movement. However, some links are mechanical or confusing. “Although it is difficult to save… However” uses two contrasting signals together, while “Saving can help you to run after your dream with been extra on some other person” makes the connection between independence and pursuing a dream difficult to follow. The personal example also shifts between past events and their significance without a clear sequence. Use one linking expression at a time and organise each paragraph around a clearly explained reason.

Lexical Resource: Band 5.0

You use vocabulary relevant to the topic, including “inflation,” “medical emergencies,” “future goals,” and “independent,” and you attempt to express ideas beyond basic statements. However, the range is limited by repeated use of “save/saving,” “money,” and “help,” and several word choices or spellings make meaning unclear. For example, “serving” does not convey the intended use of savings, “buddernize” is not an appropriate word here, and “run after your dream” is an unnatural collocation. Spelling errors such as “unpreditable,” “acheiving,” and “suddendly” also affect accuracy. Build a more precise set of financial expressions and check spelling and collocations so your ideas are easier to understand.

Grammatical Range and Accuracy: Band 5.0

You attempt both simple and more complex sentence forms, including a conditional example beginning “if you lose your job” and a sentence introduced by “Although.” However, control is uneven, and errors in verb forms, agreement, articles, and sentence construction sometimes make the meaning difficult to follow. Examples include “inflation effecting every individuals lives,” “I have save money,” and “these saving help me.” The sentence “Although it is difficult to save money… However” also has a faulty structure because the contrast is expressed twice. Some sentences are fragments or lack a clear grammatical relationship, such as “Life is unpredictable, saving can help…” Practise accurate past-tense narration and complete sentence structures, while using complex clauses only when you can control them.

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