Band 5.0 IELTS Writing Task 2 Model Answer

Overall Band Score: 5.0 · Cambridge IELTS 19 · 2026-10-25

IELTS Writing Task 2 question

It is important for everyone, including young people, to save money for their future.

To what extent do you agree or disagree with this statement?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 5.0)

yes,it is become an important isuue today in world,our forfather and elders give us leacture about beacuse when we spend lot of money

first of all,there two types of people in the world one is spendthrift and other is frugal person not matters they have money or not such type of pesons we also have in our socity a person who make money with hardwork he do a lot effort for it he knows a value of money he do not spend more money for their needs but a peson who have money by their forfather does not knows the value of money he want to spend more than his elders.

we talk on money is important for future or not yes when a save money for our upcoming life a money we make can help our children or our family and if we can loss in our business or work we do for living in this sitution we use money we save for future but i case we cannot save cash or a valueble things which gives us good profit in future and anytime we bacomes in a trouble in this situation we have nothing we do not help anyone including yourself

A young people must hae to save money for future he also we it in emergency in case he lose his job or any dream he makes true or use it for investing in digital marking as a long time investment.

in my own life when i am a young i have lot of gold my parent gives me on my birthday as a gift after a short time a sell it for no reason imangine if i have such amount of gold today i gain triple profit of its orignal value so now i feel sad for this.

AI examiner evaluation

Task Achievement / Task Response: Band 6.0

You take a clear position in favour of saving, especially for young people, and give relevant reasons: savings can support a family, help during business or employment difficulties, and provide funds for investment. The personal example about selling the gold you received as a gift also illustrates regret at not keeping an asset that later could have increased in value. These points address the question, but they are not all developed equally. The discussion of spendthrift and frugal people is broad and does not clearly explain why everyone should save, while the investment point is only briefly mentioned. To strengthen the response, explain each reason more fully and connect it directly to the claim that saving is important for people of all ages.

Coherence and Cohesion: Band 5.0

There is an overall movement from general observations about spending to the benefits of saving, then to young people and a personal example. This gives the reader a basic sense of direction, and phrases such as “first of all” and “in my own life” signal stages of the response. However, the ideas are crowded into long, loosely connected sections, with little clear paragraphing or progression within them. Repeated links such as “and” and “but” often join several different points, and references such as “in this situation” are not always easy to follow. Use distinct paragraphs for your position, main reasons, and example, and make each paragraph develop one central idea with clearer links between sentences.

Lexical Resource: Band 5.0

You use some relevant vocabulary for the topic, including “spendthrift,” “frugal,” “emergency,” “investing,” and “profit.” These choices show an attempt to discuss saving and financial planning rather than relying only on very basic terms. However, the range is limited and several word choices or collocations make meaning unclear, such as “give us leacture,” “loss in our business,” and “gain triple profit of its original value.” Spelling errors, including “isuue,” “forfather,” and “socity,” also distract the reader. Build a more accurate set of phrases for discussing savings, financial security, and investment, and check spelling and word forms carefully.

Grammatical Range and Accuracy: Band 4.5

You attempt to express reasons and conditions, for example with “when we save money” and “if we can lose in our business,” and you include both simple statements and longer sentences. However, sentence structures are often incomplete or joined without clear punctuation, which makes relationships between ideas difficult to follow. There are also recurring problems with verb forms, agreement, articles, and tense, as in “it is become,” “he do,” and “a person who have money.” The personal example shifts between past and present forms without a consistent timeline. Practise building accurate simple sentences first, then combine them using controlled clauses. Pay particular attention to subject–verb agreement, past-tense narration, and sentence boundaries.

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