Band 5.5 IELTS Writing Task 2 Model Answer

Overall Band Score: 5.5 · Cambridge IELTS 19 · 2026-10-26

IELTS Writing Task 2 question

It is important for everyone, including young people, to save money for their future.

To what extent do you agree or disagree with this statement?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 5.5)

In contemporary era, prioritisation of money is significant. It is crucial for each age group of people should know how to save money. This essay will articulate the reasons of my agreement on the given notion.

To commence with the first point of view, saved money can be used at the time of the financial instabilities. To be more precise, at time of trouble the saved money can be used. For instance, when ever in my life I faced financial scarity I go to find my saved money and it always help me out. At that time I don't have to go to anyone for financial help. Consequently, the saved money is helpful and the money i saved help me in my times of trouble.

Another compelling reason in support of this view is this, a lesson on how to save money in young age will make then more sucessful in life from very young age. To elaborate further on this point, when kids are young they must be tought how to save money and how to prioritize the money for their future plans of life. A clear example of this would be, a survey shows that most of the sucessful individuals had a good parent lesson on the saving money. As result, the total worth of money is planed and carefully taken care of.

To recapitulate, My rationals regarding agreement on the money priortizing is given because it can be used as financial aid and can be used to became more financial compitant.

AI examiner evaluation

Task Achievement / Task Response: Band 6.0

Your position is clear: you agree that people, including young people, should save, and you give two relevant reasons—having money available during hardship and learning financial planning early. The personal example about using savings supports the first point, while the reference to successful people is intended to support the second. However, the ideas are not developed equally: the first reason is repeated rather than explored in depth, and the claim about successful individuals relies on an unspecified survey. Explain more precisely how saving benefits young people, perhaps by linking it to education costs or independence, and give a concrete example. This would make the support more convincing and fully develop your response.

Coherence and Cohesion: Band 6.0

The response has a recognisable structure, with an introduction, two body paragraphs and a conclusion. Phrases such as “To commence with” and “Another compelling reason” help signal the progression between points, and the overall argument is easy to follow. However, some linking is mechanical, and ideas within paragraphs are not always advanced: the first paragraph repeats that savings help in times of trouble without adding much explanation. References such as “this” in “this view is this” are awkward, while the conclusion repeats the two reasons rather than drawing them together clearly. Use simpler, more natural transitions and make each sentence add a distinct step to the argument.

Lexical Resource: Band 5.5

You use a range of topic-related vocabulary, including “financial instabilities,” “prioritize,” “financial aid” and “future plans,” so the reader can understand the main ideas. There are also attempts to use more formal expressions, such as “To elaborate further.” However, several word choices and collocations are inaccurate or unnatural, including “financial scarity,” “parent lesson,” “total worth of money” and “financial compitant.” Spelling errors such as “sucessful” and “planed” also reduce accuracy. These issues do not prevent understanding, but they make the writing less precise. Prefer familiar, accurate phrases—for example, “financial difficulties,” “lessons from parents” and “manage money carefully”—and check spelling before submitting.

Grammatical Range and Accuracy: Band 5.0

You attempt both simple and more complex sentence forms, including a conditional example beginning “when ever in my life” and a clause explaining what children should learn. The main message is generally understandable, but control is uneven. For example, “It is crucial for each age group of people should know” combines incompatible structures; write “It is crucial for people of every age to know.” There are also tense and agreement problems in “I go to find my saved money” and “it always help me out,” as well as errors in “will make then more successful” and “As result.” Review verb forms, subject–verb agreement, articles and sentence construction. More accurate control of these patterns would make your ideas clearer.

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