Band 5.5 IELTS Writing Task 2 Model Answer
Overall Band Score: 5.5 · Cambridge IELTS 19 · 2026-10-26
IELTS Writing Task 2 question
It is important for everyone, including young people, to save money for their future.
To what extent do you agree or disagree with this statement?
Give reasons for your answer and include any relevant examples from your own knowledge or experience.
Student answer (Band 5.5)
Now a day it is very essential for everyone , including a energentic young people, to save money for their upcoming future.
Some people might be think it is not necessary to save money for their future, instead they think spend a alot on present days, and others believed that saving is too much compulsoary for their upcoming future.
I agree for saving money for their future becasue, you do not what coming next challenge is waiting for you.
There are many perspective for money saving for their future but we discuse here follwing here first is for higher studies, invest in a buisness and for living a better healthier style.
We are knows day by day the fees of all international university increased significantly so, if you were parents then you must saved amounts for their childern to get a quality education in a well recognized international unversities. Another ideas also generates if you marry yours childern then you need a hue amount of money so, you must need to saved their money for their futures. For example if any one of your childern shows interests in medical domains like MBBS or Pharm- D so must ready for this to full fill their childern dreams, so it is compulsoary to saved a amount of money in theirs acount.
Another thing opperunities coming days by days to invest a amount and get a million proft so, if you get these profit so you need to saved your money for gain this opperunity.
I strongly agree for a saving amount of money for thie childern higher studies, a sudden emergancy lke a operation or something like and last to gain a hugr profit to invement in a specific business so, we need just saved your amount.
AI examiner evaluation
| Criterion | Band |
|---|---|
| Task Achievement / Task Response | 6.0 |
| Coherence and Cohesion | 5.5 |
| Lexical Resource | 5.0 |
| Grammatical Range and Accuracy | 5.0 |
| Overall | 5.5 |
Task Achievement / Task Response: Band 6.0
Your position is clear: you agree that people should save, and you give relevant reasons involving education, emergencies and business investment. The examples about university fees and a child pursuing medicine help connect your argument to real situations. This addresses the task, but the reasons are not developed evenly. Education receives the most explanation, while the emergency and investment points are only briefly mentioned; the claim about earning a large profit is also unclear and needs a more realistic explanation. The discussion of marriage expenses shifts attention away from the central case for saving and could be linked more directly to future financial security. To strengthen the response, explain how each reason supports your position and include a clearer example or consequence.
Coherence and Cohesion: Band 5.5
The response has an identifiable overall shape: an introduction, a paragraph focused mainly on education, and a concluding statement that restates your agreement. You also signal ideas with phrases such as “Another thing” and “For example.” However, progression within paragraphs is sometimes difficult to follow. The second paragraph presents opposing views, but the writer’s own position is not clearly connected to them until the next paragraph. Several ideas are crowded together, especially in the final sentence, and references such as “these profit” and “their futures” are not always clear. Organise each body paragraph around one reason, then explain and illustrate it. Use linking expressions selectively and make sure each pronoun clearly refers to a specific person or idea.
Lexical Resource: Band 5.0
You attempt vocabulary relevant to the topic, including “international university,” “quality education,” “emergency,” and “invest,” and some choices show an effort to discuss future planning. However, the range is limited and several spelling, word-form and collocation errors make parts of the argument harder to understand, such as “a hue amount,” “gain a million proft,” and “saved a amount.” Repeated use of “money,” “future” and “save” also makes the writing less precise. Aim to learn common word partnerships, for example “set money aside,” “cover tuition fees,” and “financial emergency,” and check spelling and forms before submitting. More accurate topic vocabulary would help express your ideas clearly without changing their meaning.
Grammatical Range and Accuracy: Band 5.0
You attempt both simple statements and longer sentences, including a conditional example beginning “if you were parents,” so there is some variety in sentence structure. However, control is inconsistent, particularly in longer sentences, and errors sometimes make the intended meaning difficult to follow. Examples include “Some people might be think,” “we are knows,” and “you do not what coming next challenge is waiting for you.” Subject–verb agreement, verb forms, articles and sentence boundaries need attention. Practise building accurate sentences with one main idea, then add a subordinate clause only when you can control its structure. For instance, use “People may think saving is unnecessary” and “We do not know what challenges may arise.” Careful proofreading for punctuation will also improve readability.
See this exact question answered at other band scores. The same prompt compared across bands.
Browse more IELTS Writing model answers or get your own writing scored by the same AI examiner.