Band 5.5 IELTS Writing Task 2 Model Answer

Overall Band Score: 5.5 · Cambridge IELTS 19 · 2026-10-27

IELTS Writing Task 2 question

It is important for everyone, including young people, to save money for their future.

To what extent do you agree or disagree with this statement?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 5.5)

Saving of money by the younger people and also by elder people as well for their future. Because it make them to feel safe for their future. Due to this I completely agree with this statement. And my all supprting statements are here in the paragraph below.

Saving of money for future will be very helpful to them when they are in their weak time like retirement from jobs, having any type of ceremony in family. When they have certain amount of saving than they are able for investment like in assets or in any other things. For instance, if a people are saving some of his salary and when it will be a huge amount than he can buy a land it will be beneficial after some time period.

Moreover, when young generation having saving skills than they secure their future with that saved money. Beacuse of this they feel free from money related worriedness. For example, with some amount of saving makes thier family future safe and happy. And they can also able to give a proper facities to their offsprings like they can sent their children into the top schools and make sure they get proper education.

In conclusion, it is the most important things which every people have to do including young people as well. Beacuse it help them in their future time for many things to get. So, due to this I can say that the saving is have to be done by everyone including the young generation as well.

AI examiner evaluation

Task Achievement / Task Response: Band 6.5

Your position is clear: you completely agree that people, including young people, should save for the future. You address the topic with relevant reasons, including retirement, family ceremonies, investment, and providing children with education. The example of saving part of a salary to buy land helps illustrate one benefit, and the conclusion restates your view. This meets the task well, but the support is uneven: the points about ceremonies and feeling “free from money related worriedness” are mentioned without much explanation, and the examples remain general. To strengthen the response further, explain how saving helps young people specifically, perhaps by covering education costs or unexpected expenses, and develop each example with a clearer link to your argument.

Coherence and Cohesion: Band 6.0

The response has a recognisable structure, with an introduction, two body paragraphs, and a conclusion. The ideas generally move from future security to investment and then family benefits, and signposts such as “Moreover,” “For instance,” and “In conclusion” help show these relationships. However, cohesion is sometimes mechanical: repeated phrases such as “for their future” and “including young people” make the argument feel circular, while “And my all supprting statements are here in the paragraph below” does not advance the discussion. Some references are also unclear, particularly “with some amount of saving makes thier family future safe.” Use fewer formulaic transitions, connect each example directly to its main point, and make pronouns and sentence subjects explicit.

Lexical Resource: Band 5.0

You use enough topic-related vocabulary to communicate the main ideas, including “retirement,” “investment,” “assets,” “salary,” and “education.” However, the range is limited and several inaccurate or unnatural choices make the writing less precise. Phrases such as “weak time,” “money related worriedness,” and “proper facities” do not express the intended meanings naturally; “saving skills” is also less suitable than a phrase such as “the habit of saving.” Spelling errors, including “Beacuse,” “thier,” and “supprting,” further reduce accuracy. Build a more reliable set of collocations for personal finance and family provision, and check spelling and word forms carefully. This would make your meaning clearer and more fluent.

Grammatical Range and Accuracy: Band 5.0

You attempt both simple and longer sentences, and the overall meaning is usually recoverable. However, control of sentence structure and basic grammar is inconsistent. The opening, “Saving of money by the younger people and also by elder people as well for their future,” is a fragment, and “Because it make them to feel safe” is not a complete, correctly formed sentence. Other examples include “when young generation having saving skills” and “the saving is have to be done,” where verb forms and sentence patterns are faulty. Articles, agreement, and plurals also need attention, as in “a people” and “the most important things.” Practise building complete sentences with a clear subject and correctly conjugated verb, then check agreement and articles in each sentence.

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