Band 5.5 IELTS Writing Task 2 Model Answer

Overall Band Score: 5.5 · Cambridge IELTS 19 · 2026-10-28

IELTS Writing Task 2 question

It is important for everyone, including young people, to save money for their future.

To what extent do you agree or disagree with this statement?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 5.5)

It is considerd that the making of better future can provide a quality full life. Where current savings play a fundamental role due to monetary value can secure life in various way. While I am agree with that idea that today's saving can bring advantages for later lives.

Overall poplulation earns for fulfill their basic human rights which is vital for living. However, if they aware about their next generation for giving them all essential facilities than they should deposite more. For instance, parents want to create an environment where their childer grow with nutrients, good level of education and a qualityfull healthcare then it would required huge amount of monetary value.Thus,a portions of savings can help them to improve their childs living standard.

Additionally, some situations are unpredictiable where individuals often struck in financial pressure. Such as,emergency medical treatment, bank loan or debt payment .In these circumastances financial reserve can be more effective. Moreover,some consider that future wealth can be usefull if they want to invest in a business or share market which will enhance there life style and able to accomplish their desires.

Furthermore, I consider every youth should focus on their upcoming life and learn how to saving from their income and that not only make them conscious persons rather than convert them into a responsible human beings.

To sum up that has been started so far that the, long-terum savings should be most significant part of all population and as well as youth future planning. It will encourage them to having a beautifull and organised life with their families and closest one.

AI examiner evaluation

Task Achievement / Task Response: Band 6.0

Your position is clear: you agree that saving is important, and you give relevant reasons, including supporting children’s education and healthcare, coping with emergencies, and funding future investments. These points address the question and are supported with examples, such as medical treatment and business investment. However, the discussion of parents saving for their children receives more explanation than the claim about young people, which is introduced mainly in the final body paragraph. The investment point is also asserted rather than illustrated or explained in detail. Develop the youth-focused argument with a specific reason or example, and explain how each example demonstrates the value of saving. This would make the response more consistently developed.

Coherence and Cohesion: Band 5.5

The response has a recognisable structure, with an introduction, separate paragraphs for reasons, and a conclusion. Linking expressions such as “Additionally,” “Moreover,” and “To sum up” help signal the direction of the discussion. However, progression within paragraphs is sometimes unclear: the paragraph beginning “Overall population earns” moves from basic needs to parents’ responsibilities without a clear transition, and the investment idea is added to the emergency-savings point rather abruptly. Some linking phrases feel mechanical, while punctuation around them makes connections harder to follow. Organise each body paragraph around one main reason, then explain and exemplify it in sequence. Clearer references to who is saving and whose future is meant would also improve cohesion.

Lexical Resource: Band 5.0

You attempt vocabulary relevant to the topic, including “financial reserve,” “financial pressure,” “essential facilities,” and “living standard.” These choices show an effort to discuss savings and future security, but a limited range and frequent inaccurate word forms or collocations sometimes make the meaning difficult to follow. For example, “quality full life,” “monetary value,” and “convert them into a responsible human beings” are not natural expressions in this context. Spelling errors such as “unpredictiable” and “circumastances” also reduce accuracy. Build a more reliable set of topic phrases and check whether words combine naturally; precise, familiar expressions are more effective than ambitious but unclear wording.

Grammatical Range and Accuracy: Band 5.0

You attempt both simple and complex sentence forms, including conditional structures such as “if they want to invest” and a clause beginning “where individuals often…” However, control is inconsistent, and errors in sentence construction, verb forms, agreement, articles, and punctuation sometimes make relationships between ideas difficult to understand. For example, “While I am agree” has an incorrect verb form, and “it would required” does not use the correct verb pattern. The opening fragment beginning “Where current savings…” is also not a complete sentence. Practise building complete sentences with one clear main clause, then add subordinate clauses accurately. Review subject–verb agreement and verb forms, and use punctuation to separate complete ideas.

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