Band 5.5 IELTS Writing Task 2 Model Answer

Overall Band Score: 5.5 · Cambridge IELTS 19 · 2026-10-29

IELTS Writing Task 2 question

It is important for everyone, including young people, to save money for their future.

To what extent do you agree or disagree with this statement?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 5.5)

In contemporary society, a large number of individuals pay attention on savings for the better future. Although it is very despensable for everyone to put aside some money in order to cope with bad situations especially for young generation whose requirements increasing day by day. I totally agree with this sentiment because it is paramount to save money for the future needs and also to face adverse conditions. It may be in the form of gold, cash or shares in a company.

To begin with, money play a vital role in every aspect of life. Some people save money for the betterment of their future. This is mainly because individual know that in the upcoming years they could need money for several purposes like a heavy bank statement or to buy a new mention. Today, youngsters also quite keen on savings for their future plans. For example, in Pakistan, government allot bank accounts to the growing population. The prime thought behind it is that government wants to make youngsters more reliable.

The concept of save money is also beneficial in bad conditions. People do not know what is coming for them in future. Therefore, it is an effective approach to save some money for upcoming moments. It may be saved as gold, investment or buying shares from a trustworthy company. For instance, in Dubai, people save money in the form of gold. They believe that save money as gold is a thought provoking approach.

In conculsion, everyone is rely on money. Therefore, it is crucial to save money. People usually save money to cope with detrimental conditions. Even young adults also save money to meet their future needs. It can be in different forms like shares, gold and investment.

AI examiner evaluation

Task Achievement / Task Response: Band 5.5

Your position is clear: you state, “I totally agree,” and return to the importance of saving in the conclusion. You also give two relevant reasons—meeting future needs and coping with adverse circumstances—and include examples involving young people in Pakistan and gold in Dubai. However, these examples are asserted rather than explained, and the point about government bank accounts does not clearly show how this encourages saving or supports your argument. The discussion of future purchases is also vague (“a heavy bank statement or to buy a new mention”), so the reader cannot fully understand the intended examples. Develop each reason with a specific, clearly explained illustration and show more directly why saving matters to young people.

Coherence and Cohesion: Band 6.0

The response has a recognisable overall structure: an introduction, two body paragraphs presenting reasons, and a conclusion. Phrases such as “To begin with,” “Therefore,” and “In conclusion” help signal the stages of the argument. The ideas generally follow a sensible order, but connections within paragraphs are sometimes mechanical or unclear. For example, the move from future purposes to “a heavy bank statement” is difficult to follow, and the government-account example is not explicitly linked back to the claim about young people saving. Repetition of “save money” and “future” also makes progression feel limited. Use clearer links between each claim and its example, and vary referencing so that repeated ideas are connected without simply restating them.

Lexical Resource: Band 5.5

You use vocabulary relevant to the topic, including “adverse conditions,” “investment,” “trustworthy company,” and “future needs,” and the reader can generally understand your main points. There are also attempts to use less common expressions, such as “paramount” and “detrimental conditions.” However, several word choices and collocations are inaccurate or obscure the intended meaning: “pay attention on savings,” “a new mention,” and “thought provoking approach” do not express the ideas naturally. Spelling errors such as “despensable” and “conculsion” are noticeable, while repeated use of “money” and “save” limits range. Prioritise accurate, natural collocations and check spelling; precise everyday vocabulary is more effective than an ambitious but unclear phrase.

Grammatical Range and Accuracy: Band 5.5

You attempt both simple and more complex sentence forms, including a reason clause beginning “This is mainly because” and a conditional idea about what people may need in future. The overall meaning is usually recoverable, but errors occur across verb forms, agreement, articles, and sentence construction. Examples include “money play” instead of “money plays,” “individual know” instead of “individuals know,” and “government allot bank accounts,” where the verb form and tense need attention. The opening sentence beginning “Although” is not a complete sentence, and “whose requirements increasing” is missing a verb. Practise building complete sentences and checking subject–verb agreement and verb forms. More accurate control of these patterns would make your argument easier to follow.

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