Band 5.5 IELTS Writing Task 2 Model Answer

Overall Band Score: 5.5 · Cambridge IELTS 19 · 2026-10-29

IELTS Writing Task 2 question

It is important for everyone, including young people, to save money for their future.

To what extent do you agree or disagree with this statement?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 5.5)

In the current age, future planing plays a vital role in tackling the challenges which will come in next comming days. Because money is a key to relate in life, it is argued that saving money for future for everyone as well as young ones. Although saving money for future is a excel habit, young people should not be forced for this purpose, so I am partially agree with this statement.

To begin with, future planing is very necessary to achive our goals, but we should also have to save money for the comming days. To explain it, when one save money for a long time-period will have a significant amount of money, which can be used to face the coming emergences in future. For example, when we will not able to buy some thing this can be solved by saving money. Therefore, saving money will asist us a lot for future.

On the other hand, we also have to known that money cannot buy everything. When we develope a thought of money in the younger it will effect their mental health, and they also cannot enjoy the real movement of life. Nevertheless, saving money have a lot of benifits which can reduce its negative impacts. Concequently, saving money can facilitates a lot in some situations.

In a nutshell, saving money asists us a lot to face comming issues, but we also have to enjoy the real peace of life. But the young people should not worry about this, so I am partially agree with this opinion.

AI examiner evaluation

Task Achievement / Task Response: Band 5.5

You give a clear, though qualified, position: you support saving while arguing that young people should not be pressured to do so. The response stays relevant and offers reasons about emergencies and the effect of excessive focus on money. However, the position is not fully consistent: the opening says young people “should not be forced,” while the conclusion says they “should not worry about this,” which could mean saving is unnecessary. The supporting ideas are also under-developed. The emergency example remains general, and the point about mental health is asserted without explaining how saving itself causes harm or distinguishing sensible saving from financial pressure. Clarify your degree of agreement and develop each reason with a specific explanation or example.

Coherence and Cohesion: Band 6.0

The essay has a recognisable structure, with an introduction, two contrasting body paragraphs and a conclusion. Paragraphs generally have a central focus, and signposts such as “To begin with,” “On the other hand” and “In a nutshell” help readers follow the broad direction. However, progression within paragraphs is sometimes mechanical or unclear. For instance, “Nevertheless, saving money have a lot of benifits which can reduce its negative impacts” does not clearly explain the relationship between the preceding concern and the following conclusion. The conclusion also repeats earlier claims rather than resolving the contrast. Use linking expressions to show precise relationships, and make sure each sentence develops the paragraph’s main point rather than restating it.

Lexical Resource: Band 5.0

You use a range of topic-related vocabulary, including “future planning,” “significant amount,” “emergencies” and “mental health,” so the main ideas can be understood. However, the range is limited by repeated wording such as “saving money,” “future” and “a lot,” while several inaccurate word choices or collocations make meaning less natural. Examples include “money is a key to relate in life,” “real movement of life” and “facilitates a lot in some situations.” Spelling errors such as “planing,” “comming,” “achive” and “benifits” are also noticeable. Build precision by learning common collocations for financial planning and checking spelling, and choose words that express the intended meaning directly.

Grammatical Range and Accuracy: Band 5.0

You attempt both simple and more complex sentence forms, including a concession in “Although saving money for future is a excel habit…” and a conditional idea beginning “when one save money…”. However, complex structures are often faulty, and errors in agreement, articles, verb forms and sentence construction occur frequently enough to make some sentences difficult to process. For example, “when one save” needs subject–verb agreement, while “saving money have” also has an agreement error. The opening fragment beginning “Because money is a key…” is not joined effectively to the preceding sentence. Practise building accurate clauses first, then combine them; check articles and verb agreement, and read each sentence aloud to identify incomplete or awkward constructions.

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