Band 4.5 IELTS Writing Task 2 Model Answer

Overall Band Score: 4.5 · Cambridge IELTS 19 · 2026-10-30

IELTS Writing Task 2 question

It is important for everyone, including young people, to save money for their future.

To what extent do you agree or disagree with this statement?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 4.5)

Nowdays money is very important for all of us.If money are not in our cloth. The people are not take respect those person. We save money for our future because they are very important.So we should save the money.

We should save money for our future because our children are believe on the parents .The young people should save the money because at the moment money are not present at the purse of the father.Nowdays the prices of the homeless things are very high. But the salary of workeres are not very high,The government are want to increase the worker salary thatswhy the purse of many fathers are empty.The people are want to save the money but government are want to increase the worker salary.

Nowdays the expence of a home is very high.The main cause is the prices of things is very high.So the people are not save the money The people should save the money in any condition.Because the save money is very important for the future.If the problems are lying on any person at my point of view money should save the man.

When the salary come mostly person are not save the money at the moment and then the purse of these person are empty.We try to save the money.In my opinion people should try to save much money. Because a man can take the expense of his own home.The wifes should try to save the money.Because a man can take the money to their own wife.

To sum up money is very important for all of you.We should save this,

AI examiner evaluation

Task Achievement / Task Response: Band 4.5

Your response takes a generally clear position that people should save money, and it gives relevant reasons, including high household costs and the possibility of future problems. However, the task asks how far you agree or disagree, and the position is asserted rather than explained in depth. Several points are difficult to follow or do not clearly support the argument—for example, the discussion of government salaries and the claim that “the wives should try to save the money.” There is little specific explanation or example showing how saving benefits young people in particular. To strengthen the response, state your degree of agreement directly, then develop two relevant reasons with clear explanations and a concrete example for each.

Coherence and Cohesion: Band 4.0

The response has an opening, several body paragraphs and a brief conclusion, so there is an attempt to organise the answer. Some ideas are grouped around saving and household expenses. However, progression is difficult to follow: the paragraph about workers’ salaries shifts between low pay, government intentions and empty purses without showing how these points connect. Repeated statements such as “We should save the money” and “The people should save the money” do not advance the argument. Linking words such as “because,” “but” and “to sum up” are used, but relationships between ideas are often unclear. Give each paragraph one main point, explain it in sequence, and use clear references and transitions to connect the reasoning.

Lexical Resource: Band 4.5

You use basic vocabulary relevant to the topic, including “save money,” “future,” “salary” and “prices,” and the reader can identify the general subject throughout. However, the range is narrow and key phrases are repeated frequently, especially “save the money” and “very important.” Some word choices or combinations make meaning unclear, such as “homeless things” and “take respect those person.” Spelling errors, including “Nowdays,” “expence” and “workeres,” also reduce accuracy. Build a wider set of topic-specific expressions and check that each phrase fits its meaning. More precise wording for household costs, financial security and young people’s independence would help you explain your ideas more clearly.

Grammatical Range and Accuracy: Band 4.5

Most sentences use simple patterns, and you attempt some longer sentences with “because” and “when.” However, errors in basic sentence construction and verb forms are frequent and sometimes make the relationships between ideas hard to understand. Examples include “If money are not in our cloth,” “The people are not take respect,” and “the prices of things is very high.” There are also problems with subject–verb agreement, articles, plurals and sentence boundaries, as in “the salary come” and “So the people are not save the money.” Practise accurate simple sentences first, then combine them using subordinate clauses. Pay particular attention to agreement, verb forms after auxiliaries, and punctuation between complete sentences.

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