Band 5.5 IELTS Writing Task 2 Model Answer
Overall Band Score: 5.5 · Cambridge IELTS 19 · 2026-10-31
IELTS Writing Task 2 question
It is important for everyone, including young people, to save money for their future.
To what extent do you agree or disagree with this statement?
Give reasons for your answer and include any relevant examples from your own knowledge or experience.
Student answer (Band 5.5)
Money is really of life in comtemporary word. It is significant for everyone to save money for their future. i strongly agree with view because money will give you better lifestyle and peace of mind.
The obvious reason why money is essential for future is that it give you finanical growth. A person can adopt a good lifestyle and his family is also secure for inflation. When inflation is increased, a person can buy every product that create convenience in his life. For example, a person can plan to buy a car for going to office in future insteady of using local transportion. Although the similar amount of money is not safe all the time because of usage, but investment in other company is process to more achievement in future. therefore money is way to develop a outstanding lifestyle.
the other reason is peace of mind of a money saver person. the person feel relax for his family because he know he will give better things to his children and wife in future. his person will go to best school in town and will get degrees and become a wealthy person. a person can see his and his family future secure by saving money.
on the other hand, money can not give you everything in life. it is only secure your lifestyle. for examplel, a person can not stop an accident by using money. it can go to good doctor for checkup but not stop different diaster that harmful for life.
in conclusion, money is important thing in life. it create peace of mind and give better lifestyle. people should save money for future.
AI examiner evaluation
| Criterion | Band |
|---|---|
| Task Achievement / Task Response | 6.0 |
| Coherence and Cohesion | 6.0 |
| Lexical Resource | 5.0 |
| Grammatical Range and Accuracy | 5.0 |
| Overall | 5.5 |
Task Achievement / Task Response: Band 6.0
Your position is clear from the introduction: “I strongly agree,” and the conclusion restates that saving supports peace of mind and a better lifestyle. You give relevant reasons, including financial security during inflation and being able to provide for children, and you acknowledge that money cannot prevent every misfortune. These points address the question, but they are not developed equally. The inflation and car example is more specific, while the family-security paragraph repeats the idea of a better future without explaining how regular saving achieves it. The counterpoint about accidents is also brief and does not substantially qualify your position. To strengthen the response, explain each reason more fully and connect examples directly to saving for the future.
Coherence and Cohesion: Band 6.0
The response has a recognisable overall structure: an introduction, two supporting paragraphs, a counterargument and a conclusion. This makes your main line of reasoning understandable. You also use signposts such as “The obvious reason,” “the other reason,” and “on the other hand” to show how points relate. However, some links feel mechanical, and progression within paragraphs is not always clear. For instance, the first body paragraph moves from inflation to buying a car and then to investing in a company without explaining the connection between these examples. References such as “his person” are unclear, and repeated use of “a person” makes the flow less natural. Use clearer transitions and organise each paragraph around one developed point.
Lexical Resource: Band 5.0
You use some relevant topic vocabulary, including “inflation,” “investment,” “lifestyle,” and “peace of mind,” which helps communicate your main ideas. However, the range and control of vocabulary are limited, and several spelling, word-choice and collocation errors make parts of the response difficult to interpret. Examples include “comtemporary word,” “finanical growth,” “local transportion,” and “different diaster.” Phrases such as “money is really of life” and “investment in other company is process to more achievement” are also unnatural or unclear. Aim to learn common word partnerships and check spelling carefully. More precise expressions for financial security and saving would help you explain your ideas without relying repeatedly on “money,” “person,” and “better.”
Grammatical Range and Accuracy: Band 5.0
You attempt both simple and more complex sentence forms, including a reason clause beginning “because” and a contrast introduced by “Although.” This gives the response some structural variety, and the overall meaning is usually recoverable. However, there are recurring errors in sentence construction, verb forms, agreement, articles and punctuation. For example, “it give you” needs subject–verb agreement, while “the person feel relax” has errors in both the verb form and construction. The sentence beginning “Although the similar amount of money…” is not correctly joined to the following clause, and several sentences begin with lowercase letters. Practise building accurate complex sentences and check each sentence for a clear subject and correctly formed verb before adding further clauses.
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