Band 5.5 IELTS Writing Task 2 Model Answer

Overall Band Score: 5.5 · Cambridge IELTS 19 · 2026-10-31

IELTS Writing Task 2 question

It is important for everyone, including young people, to save money for their future.

To what extent do you agree or disagree with this statement?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 5.5)

A large number of people are thinking that everyone should save for their future, including youngsters of the nation. I strongly agree to save money for their future, because no one knows except God. what will happen in future with their career and how's their financial situation in next coming years.

According to my perspective, to save money like for next day is a good habit. Fewer individuals have thought to enjoy the moment and should not be worry about the futurre, because the creator has planned everything what will do with your lives, in what situation you came in this world, how will you spend your whole life and how will you die. So, enjoy and not give stress to your mind what, how, when this happen. Everything is planned.

Therefore, numerous individual thinks that no doubt, every thing is planned by creator but it's depend on you how you live in this world. What you think about your future, how you survive it's all on you. For instance, one person give a large number of his entire life to a governement sector as an employ like a spoy, soldier or captain. Served for his country, for his family and residents of the state. At the end after a huge period of service he become retired what will he do, how will he survive if the government do not give him a big amount of money as reward which is actually depleted from his salary for twenty five years. So, be carefull and save the money for your future.

consequently, to save money is not a bad thing. You should be worry about your coming life before to regret and save small amount of your income every month for better future.

AI examiner evaluation

Task Achievement / Task Response: Band 5.5

Your position is clear at the start and end: you strongly support saving, and the example of a retired public servant illustrates why future income matters. However, the response only partly develops the task. The discussion of people enjoying the present and the creator planning their lives takes up substantial space without clearly explaining how it supports your view, and the practical reasons for saving are not explored in depth. The retirement example is relevant, but its connection to young people and the importance of starting early could be made explicit. To strengthen the response, develop two focused reasons—such as emergencies and retirement—and explain each with a specific example.

Coherence and Cohesion: Band 5.5

The response has an introduction, body paragraphs and a conclusion, and signposts such as “According to my perspective,” “Therefore” and “consequently” show an attempt to guide the reader. However, the overall progression is not consistently clear: the paragraph about enjoying the moment and divine plans interrupts the argument for saving, and the next paragraph shifts abruptly to personal responsibility and a retirement example. Some linking phrases are repetitive or do not show the precise relationship between ideas. Organise the body around distinct reasons, use each paragraph to develop one point, and connect the example directly to that point. Clearer referencing would also help readers follow who “he” refers to in the retirement example.

Lexical Resource: Band 5.0

You use some topic-related vocabulary, including “financial situation,” “retired” and “salary,” and the reader can generally understand your main message. However, the range is limited and several word choices or collocations sound unnatural, such as “save money like for next day,” “give a large number of his entire life” and “a big amount of money as reward.” Spelling errors, including “futurre,” “governement” and “carefull,” also reduce accuracy. Aim for more precise phrases associated with personal finance, and check spelling carefully. Replacing repeated general expressions such as “future” and “large number” with context-appropriate alternatives would make the argument clearer and more fluent.

Grammatical Range and Accuracy: Band 5.0

You attempt both simple and longer sentence forms, including a conditional idea in “if the government do not give him a big amount of money.” However, complex sentences are often difficult to control, and frequent errors sometimes make the reader work to understand the meaning. For example, “I strongly agree to save money for their future, because no one knows except God. what will happen” has an incomplete sentence and faulty punctuation; “Fewer individuals have thought to enjoy the moment” is also structurally unclear. There are recurring problems with subject–verb agreement and verb forms, as in “numerous individual thinks” and “he become retired.” Practise building shorter, complete sentences first, then combine ideas accurately using clauses.

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