Band 5.0 IELTS Writing Task 2 Model Answer

Overall Band Score: 5.0 · Cambridge IELTS 19 · 2026-10-31

IELTS Writing Task 2 question

It is important for everyone, including young people, to save money for their future.

To what extent do you agree or disagree with this statement?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 5.0)

While often young people are more tend to waste money and be dependent on there parents. I strongly agree that people should build habit to save money from there young age as they can learn to be independent and have responsiblity in life.

Some young peers who are more incline into spending money on unusal things are more tend to be dependent to there family in entire life. Saving culture is much more important as it create a sense of responsibility. It could be helpfull in households as it could plan the budget according to the needs and families can save up money.

AI examiner evaluation

Task Achievement / Task Response: Band 4.0

You state a clear position—“I strongly agree”—and give relevant reasons, including independence, responsibility, and household budgeting. However, the response addresses the task only minimally: these points are asserted rather than explained, and there is no specific example or discussion of how saving benefits young people in the future. The second paragraph also shifts between young people’s spending habits and family budgeting without making the connection clear. The response is 103 words, below the required 250, so it cannot develop the argument sufficiently. To strengthen your response, explain each reason with a cause-and-effect link, add a relevant example, and address the statement more fully before concluding.

Coherence and Cohesion: Band 5.5

The response has a basic overall structure: an opening paragraph gives your position, followed by a paragraph presenting supporting ideas. This helps the reader identify your main view. However, progression is limited because the response ends without a conclusion, and the ideas within the second paragraph are not clearly connected. For example, the move from young people spending on “unusual things” to household budgeting needs an explanation of how saving leads to better family financial planning. Cohesive links are also sparse, with “as” doing much of the work. Develop one idea at a time, use clear links such as “For example” or “As a result,” and finish by restating your position.

Lexical Resource: Band 5.5

You use a small set of relevant terms, including “save money,” “independent,” “responsibility,” and “budget,” so the main topic is understandable. There are also attempts at more specific expressions, such as “saving culture” and “sense of responsibility.” However, the vocabulary range is limited and several choices or forms are inaccurate, including “young peers,” “incline into spending,” and “unusual things.” Spelling errors such as “responsiblity” and “helpfull” are noticeable. These issues sometimes make the intended meaning less clear. Build a wider range of accurate phrases for discussing personal finance, and check spelling and collocations carefully; for instance, use “young people who tend to spend” rather than “young peers who are more incline into spending.”

Grammatical Range and Accuracy: Band 5.0

You attempt to express reasons using subordinate clauses, as in “as they can learn to be independent,” and you use a conditional structure in “if it could plan the budget.” These attempts show some variety beyond simple statements. However, the range remains limited, and errors occur frequently enough to affect clarity. The opening fragment, “While often young people are more tend to waste money,” is not a complete, well-formed sentence. Other problems include “people should build habit” and “it could be helpfull,” where articles and verb forms are not controlled. Practise complete sentence structures and check subject–verb agreement, articles, and verb patterns. Aim to write several clear, accurate sentences before adding more complex clauses.

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