Band 5.5 IELTS Writing Task 2 Model Answer

Overall Band Score: 5.5 · Cambridge IELTS 19 · 2026-11-01

IELTS Writing Task 2 question

It is important for everyone, including young people, to save money for their future.

To what extent do you agree or disagree with this statement?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 5.5)

In this contemporary world, it is irrefutable that, it is very crucial for all individuals that they should save money for upcoming generation .In my opinion I strongly agree with this statement. Although, money is precious resource, it should be used wisely. I will elaborate my point of view in the upcoming paragraphs with valid reasons and appropriate examples.

First and foremost, I believe that, money is becoming increasingly popular throughout the world. Moreover, everyone should collect money for future because it helps into every aspect of daily life and a person becomes an accomplished person in society. Either cash or bank balance are both beneficial for securing future. For instance, general populace should save money for further days because future is unpredictable and every situation has different consequence.

In addition, Bank Fds and Fix deposite can be beneficial for public in a long term it contributes them into retired time. Both Cash FD and Cheque fix Deposites are imperative for young generation.

However, it can not be overlooked, Life is becoming increasingly shorter than past and in this particular situation a person should each and every moment as much as they can. Moreover, future is not fix so every items should be used on time. citizens can go on trip with their friends and family. life should be enjoyed in every aspect of daily life.

To conclude, i Firmly agree with the given statements, mainly because of it long-term benefits life money is powerful weapon and it can change whole life of a person so it should be saved because it positive impact on main topic.

AI examiner evaluation

Task Achievement / Task Response: Band 5.5

Your position is clear in the introduction and conclusion: you strongly agree that people should save, and you also acknowledge that life should be enjoyed. The response includes relevant points about unpredictable circumstances and retirement, so it addresses the topic rather than moving away from it. However, the reasons are mostly asserted rather than explained. For example, saying savings help “into every aspect of daily life” does not show how they help, and the reference to fixed deposits is not developed with a specific benefit or example. The counterpoint about enjoying life is also left unresolved. To strengthen the response, explain how saving supports future needs and clarify how this can be balanced with spending on present experiences.

Coherence and Cohesion: Band 5.5

The response has a recognisable structure, with an introduction, separate supporting paragraphs, a counterpoint and a conclusion. Linking phrases such as “First and foremost,” “In addition,” and “However” help signal the direction of the discussion. However, the overall progression is not consistently clear: the first body paragraph moves from saving to social accomplishment without explaining the connection, while the fixed-deposit paragraph is very brief and does not lead clearly into the counterargument. Some linking language is also mechanical, and references such as “this particular situation” are unclear. Build each paragraph around one main point, explain it in sequence, and use transitions only where they show a genuine relationship between ideas.

Lexical Resource: Band 5.5

You attempt a range of topic-related vocabulary, including “unpredictable,” “retired time,” “long-term benefits,” and “precious resource.” This shows an effort to discuss saving and future security, but the range is limited by repeated general terms such as “money,” “future,” and “life,” as well as several inaccurate or unnatural combinations. For instance, money does not become “increasingly popular,” and “contributes them into retired time” does not clearly express the intended benefit. Spelling and word-form problems in “deposite” and “Deposites” also reduce accuracy. Aim for precise phrases such as “build financial security” and “save for retirement,” and check collocations and spelling before submitting.

Grammatical Range and Accuracy: Band 5.0

You attempt both simple and more complex sentence forms, including a concession beginning “Although” and a contrast introduced by “However.” However, complex sentences are often faulty, and errors occur frequently enough to make some sentences difficult to follow. For example, “Although, money is precious resource, it should be used wisely” has incorrect punctuation and is missing an article, while “a person should each and every moment” lacks a necessary verb. There are also problems with sentence boundaries, capitalization and agreement, as in “Either cash or bank balance are both beneficial.” Practise forming complete clauses, using articles and subject–verb agreement, and separating sentences with appropriate punctuation. Proofreading for these patterns would improve clarity.

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