Band 5.0 IELTS Writing Task 2 Model Answer

Overall Band Score: 5.0 · Cambridge IELTS 19 · 2026-11-02

IELTS Writing Task 2 question

It is important for everyone, including young people, to save money for their future.

To what extent do you agree or disagree with this statement?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 5.0)

The money is important to every peroson as it is used for transection in current era. Most of people include young, save money to fulfill their futrue needs.

I agree to this statememt.

Overall, everyone in this current era need money to fulfill their daily needs. Lot of people include young, save money or try to save it for the future. Some save it for back-up, some save it to achieve their goal. In this easy, we will try to understand why people save money.

First of all, we all know that if we need food, drinks and clothes, money is the way to get all of them. In the ice-age era, people do barter system to fulfill their needs. Their question arises, what is barter system and how it is changed. Firstly the barter system was to exchange goods with goods. This system still present in current era in many countries. Nowadays, people use cash to buy stuff because in barter system, people do miscalculation and unjustice to goods and take lot of profit from small product. Money comes and end that stuff.

Now coming back to our topic, why people save money. Young people save money to fulfill their needs. For example, students do jobs to save money, which is most common in our areas where students comes from poor family comes from different area. Students save money to buy university stuff like laptop, mobile, books, notebooks and bike to travel. Some students save money for back-up plan thinking about the best and wrost scenario. Best scenario like university trip, travelling with friends or entertainment stuff.

Most money saver person save money for good things but still there are some who do wrong deeds using that saved money. Some time people do save money but were unable to use it. Some people killed them for money as we say that saved money make their own grave.

As a result, saving money is good habit if you are admitted to use it in good way. If your only goal was to save money with no use in mind, then you were digging your grave in numerous ways.

AI examiner evaluation

Task Achievement / Task Response: Band 5.0

You state a clear position—“I agree to this statement”—and give relevant reasons, including students saving for university equipment and unexpected situations. However, the response only partially develops the task: much of the discussion explains why money is needed generally, especially the extended account of barter, rather than examining why saving is important for everyone’s future. The point that some people cannot use their savings and may be harmed by them is also unclear and not connected convincingly to your position. To strengthen the response, explain the long-term benefits of saving for different groups, such as financial security or retirement, and support each main reason with a clear, relevant example.

Coherence and Cohesion: Band 5.0

The response has an introduction, several body paragraphs and a conclusion, and phrases such as “First of all” and “As a result” show an attempt to guide the reader. However, there is no consistent progression: the long discussion of barter interrupts the focus on saving, and “Now coming back to our topic” is needed because the paragraph has moved away from the question. Ideas within paragraphs also shift abruptly, particularly from students’ goals to people being killed for money. Some linking phrases are repetitive or do not accurately show the relationship between ideas. Organise the essay around two or three reasons for saving, keep each paragraph focused on one reason, and use clear references and transitions between them.

Lexical Resource: Band 5.0

You use some topic-related vocabulary, including “save money,” “back-up,” “achieve their goal,” and “daily needs,” so the main subject is generally understandable. However, the range is limited and several word-choice, collocation and spelling errors make parts difficult to follow. Examples include “transection” for financial transactions, “do barter system,” “unjustice to goods,” and “most money saver person.” Some expressions, such as “digging your grave,” are used in a way that does not clearly communicate your intended point. Build a more accurate range for discussing personal finance, and check spelling and natural word combinations. Prefer precise phrases such as “financial security,” “unexpected expenses,” and “save towards a goal.”

Grammatical Range and Accuracy: Band 5.0

You attempt both simple and longer sentences, for example, “Students save money to buy university stuff like laptop, mobile, books, notebooks and bike to travel.” However, control is inconsistent, and frequent errors sometimes make relationships between ideas unclear. There are problems with subject–verb agreement (“everyone … need money”), articles and plurals (“buy university stuff like laptop”), and sentence construction (“students comes from poor family comes from different area”). Tense and conditional forms also shift in the conclusion: “If your only goal was … then you were digging.” Practise building accurate sentences with one main idea, then combine them using controlled clauses. Check agreement, articles, plural nouns and consistent verb forms when editing.

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