Band 5.5 IELTS Writing Task 2 Model Answer

Overall Band Score: 5.5 · Cambridge IELTS 19 · 2026-11-02

IELTS Writing Task 2 question

It is important for everyone, including young people, to save money for their future.

To what extent do you agree or disagree with this statement?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 5.5)

It is necessary for everybody ,including the young generation to save money for their future . I am totally agree with this phrase. The habit of saving money from the very young age is helping you to the stability that you need in the future. If we are start to save the money in certain age we don't need to ask for money from ours parents to fulfill the dreams or plans. For example nowadays the idea of getting married gives you chills because we made the marriage is expensive that the expectation regarding marriage is so high. SO, start saving the money so we can gat marriage easily and we don't need to take money from someone else or loan . If I am dreaming doing my Master's from abroad. I need t collect and save the money so, I can go the abroad . Ours parents already doing hard to meets ours expenses we don't need to add the another burden on them and at a time we also fill our dreams. Saving money is also necessary because the health crisis did not showed up planes so we have a money that we saved up from very young age we can use that money to get the better treatment. If someone saving money he is independent and make their decision own because he is financially strong and does not need to depend on other peoples to make his own life choices. I think the saving money comes with own benefits and is basic.

AI examiner evaluation

Task Achievement / Task Response: Band 6.5

Your position is clear from the start: you totally agree that everyone, including young people, should save. You give several relevant reasons, including funding marriage or overseas study, avoiding extra pressure on parents, and being prepared for health problems. These examples show that you address the task and support your view. The response also begins to explain how saving can lead to independence. However, some points are asserted rather than fully developed: for instance, the marriage example says costs are high but does not explain how regular saving would make this goal manageable. The health-crisis point is also brief. To strengthen the response further, explain each reason more precisely and connect it explicitly to the benefits of saving for the future.

Coherence and Cohesion: Band 5.0

The ideas are generally relevant and can be followed, moving from future plans to family finances, health, and independence. Linking expressions such as “For example” and “because” help show some relationships between points. However, the response is presented as one long paragraph, so the reader has little guidance about where one main reason ends and another begins. Several ideas are joined in a chain, and transitions such as “SO” and “If I am dreaming” do not create a clear progression. Some references, including “that money” and “he,” are not consistently clear. Organise the essay into an introduction, separate body paragraphs for distinct reasons, and a conclusion, using accurate, varied transitions to make the progression easier to follow.

Lexical Resource: Band 5.5

You use enough topic-related vocabulary to communicate your main ideas, including “save money,” “financially strong,” “health crisis,” and “treatment.” There are also attempts to express more specific concepts, such as “burden” and “independent.” However, the range is limited and several word choices or collocations sound unnatural, which sometimes makes the meaning less clear. For example, “the stability that you need” is vague in this context, while “gat marriage” and “fill our dreams” do not express the intended ideas accurately. Spelling and word-form errors such as “ours” and “peoples” are also noticeable. Build a more precise range of phrases for financial planning and future goals, and check collocations and spelling during revision.

Grammatical Range and Accuracy: Band 5.0

You attempt both simple and more extended sentence forms, including conditional ideas such as “If I am dreaming doing my Master's from abroad” and explanations introduced by “because.” This shows an effort to connect reasons and consequences. However, control is inconsistent, and errors in verb forms, agreement, articles, and sentence construction often make the reader pause. Examples include “I am totally agree,” “If we are start,” and “the health crisis did not showed up planes.” Some sentences also combine several clauses without clear punctuation, as in the discussion of marriage costs. Practise accurate present and past verb forms, conditional structures, and complete sentence patterns. Breaking longer ideas into shorter sentences will help you express the same range more clearly.

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