Band 5.5 IELTS Writing Task 2 Model Answer

Overall Band Score: 5.5 · Cambridge IELTS 19 · 2026-11-02

IELTS Writing Task 2 question

It is important for everyone, including young people, to save money for their future.

To what extent do you agree or disagree with this statement?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 5.5)

Nowadays, saving money is most signicant for everyone, including young people and they should save their money for the future. I strongly agree with this view that young people should save their money for their coming time, because they can use this money for their academy and health purpose.

The first main reasons is that young people spend their money on their educational due. In future, if young people want to learn higher education in abroad then they can their saving money for get the admission in the internation colleges and university. In abroad, every flesher need to money for spend good life in the abroad, so, this time people can use their saving money. This money also can use for their food and clothes and house due until they cannot find a good jobs in abroad.

The second main reasons is that they can use their saving money for their health purpose. Because, every person should maintain their energy level and regular their medical checkup. When they lose their jobs then this money can use for maintain their health and regular checkup. If they any other family members face medical problem then this money use for solve their medical problem. Healthy life is a important for every young people, because though good medical health they can achieve their life goals.

In conclusion, Saving money can play a most important role in their difficult time and this time young people can use their saving money for maintain their level of energy and can use for their academy purpose.

AI examiner evaluation

Task Achievement / Task Response: Band 6.0

Your position is clear from the introduction: you strongly agree that young people should save, and you give two relevant reasons—education and health. The examples of funding overseas study and covering medical needs help address the task, and the conclusion restates your view. However, the reasons are not developed equally or precisely. The education paragraph focuses mainly on costs after moving abroad, while the health paragraph makes broad claims about maintaining energy and achieving goals without explaining how savings specifically help. The response would be stronger if you explained the practical benefits and added a concrete example, such as paying tuition or handling an unexpected medical bill. This would make the support clearer and more fully developed.

Coherence and Cohesion: Band 6.0

The response has a recognisable overall structure: an introduction, two body paragraphs organised around separate reasons, and a conclusion. Sequencing phrases such as “The first main reasons,” “The second main reasons,” and “In conclusion” make the organisation easy to follow. However, cohesion is sometimes mechanical, and links between sentences are not always clear. For example, “When they lose their jobs then this money can use for maintain their health” shifts abruptly from health checks to unemployment, while repeated references to “this money” make the progression feel repetitive. Some sentences also combine several related points without showing their relationship. Use clearer transitions and refer back to ideas more precisely, while developing each paragraph around one main point, to create smoother progression.

Lexical Resource: Band 5.0

You use vocabulary relevant to the topic, including “higher education,” “medical checkup,” “saving money,” and “life goals,” so the main ideas can be understood. However, the range is limited and several word choices or collocations are inaccurate or repetitive. Phrases such as “academy purpose,” “educational due,” “flesher,” and “regular their medical checkup” are unclear or unnatural, and “abroad” is repeated frequently. There is also a spelling error in “signicant.” These choices sometimes make the reader work to interpret your meaning. Build a more accurate set of topic phrases—for example, “education expenses,” “international students,” and “routine medical check-ups”—and check spelling and collocations when editing.

Grammatical Range and Accuracy: Band 5.0

You attempt both simple and more complex sentences, including conditional structures such as “If young people want to learn higher education in abroad…” and “If they any other family members face medical problem…”. This shows an effort to express reasons and possible situations, but some sentence patterns are faulty and can make meaning difficult to follow. Examples include “they can their saving money for get the admission” and “this money can use,” where the verb forms and sentence construction are incomplete. There are also errors with agreement and articles, as in “The first main reasons” and “a important.” Practise building accurate clauses with a clear subject and verb, and check articles and singular/plural agreement. More reliable sentence control will let your ideas come through clearly.

See this exact question answered at other band scores. The same prompt compared across bands.

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