Band 6.0 IELTS Writing Task 2 Model Answer

Overall Band Score: 6.0 · Cambridge IELTS 19 · 2026-11-02

IELTS Writing Task 2 question

It is important for everyone, including young people, to save money for their future.

To what extent do you agree or disagree with this statement?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 6.0)

Money is significant asset of life. Being an independent person, everyone can face various emergency situation happened in their life without any issue. This essay strongly agree that having strong bank balance is crucial for every Individual for better life. with saved income people can support others as well as themselves

Prime reason for secure some part of income is that , the saved money assist the people in their later phase of life. if they have enough with them they do not need to depend on others for their basic necessities as well as for health situations. for instance, health issues are more prevalent in old people that required large sum of money for treatment , therefore it is vital for all to have bank balance before retirement. Additionally , it is essential for individual to start saving money at their young age as they can learn different skills from the well recognized institution without putting burden on their parents. These skills assist them to run their own business in future ,if they are interested.

Moreover, with good financial status parents can also support their children in their further education nationally or internationally ,without any kind of stress. for example, due to advanced technology ,today study required laptop or computer to complete different tasks or project assignment if the parents have enough money they can bought such items easily.

In conclusion, being financially independent people can live healthy life by facing any emergency situation without any stress. on other hand it helps to improve their personal and professional growth.

AI examiner evaluation

Task Achievement / Task Response: Band 6.5

Your position is clear: you strongly support saving, and the response gives relevant reasons involving retirement, healthcare, young people’s skills, and children’s education. The examples about treatment costs and computers help connect the argument to practical needs. This meets the task well overall, but the support is uneven: the point about young people learning skills is introduced without explaining how saving enables this, and the computer example focuses more on parents’ spending than on why everyone should save for their own future. To strengthen the response, develop each reason with a clearer link to personal future security and explain the examples more fully.

Coherence and Cohesion: Band 6.5

The response has a recognisable structure, with an introduction, two body paragraphs and a conclusion. Ideas generally progress from later-life security to support for children, and linking expressions such as “Additionally,” “Moreover” and “In conclusion” help guide the reader. However, some connections are mechanical or unclear. The opening moves quickly from emergencies to a bank balance, while the relationship between young people’s savings and learning skills needs a clearer explanation. Several sentences also contain multiple ideas joined together, making the progression harder to follow. Use topic sentences that state each paragraph’s main point, then explain and illustrate it in a more deliberate sequence.

Lexical Resource: Band 6.0

You use an adequate range of vocabulary for the topic, including “financially independent,” “basic necessities,” “prevalent,” and “personal and professional growth.” These choices show an attempt to use more precise and formal language. Some word choices and collocations are inaccurate or unnatural, however, such as “significant asset of life,” “secure some part of income,” and “health situations.” “Bank balance” is also repeated where broader terms could make the discussion more flexible. These issues do not prevent the reader from understanding your main points, but they limit precision. Aim to learn common word partnerships related to saving and financial security, and check whether each phrase sounds natural in context.

Grammatical Range and Accuracy: Band 5.5

You attempt both simple and complex sentences, including conditional structures such as “if they have enough with them” and a cause-and-effect sentence beginning “therefore.” The main ideas remain understandable, but some grammatical errors occur across the response. Examples include “This essay strongly agree” (subject–verb agreement), “emergency situation” (singular/plural form), and “they can bought” (verb form). Sentence boundaries and punctuation also need attention: several sentences begin with lowercase letters, and commas sometimes join clauses that need clearer separation. Practise accurate verb forms, articles and agreement, then proofread for sentence starts and full stops. More consistent control would make your varied sentence attempts easier to follow.

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