Band 5.0 IELTS Writing Task 2 Model Answer

Overall Band Score: 5.0 · Cambridge IELTS 19 · 2026-11-03

IELTS Writing Task 2 question

It is important for everyone, including young people, to save money for their future.

To what extent do you agree or disagree with this statement?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 5.0)

This is an ongoing debate, it is important for any people like young person also to save the money for their future. I am totally agreed with that point of view.

On the one hand, this is the best thing and reliable approach that everyone should saved their money for the future. For example, some individuals faced the hard time like taxes was increased or sometime bad things are happened for example accident is an unexpected. Like these kind of happening is unexpected no one can justify because its the nature rule pros with cons linked these kind of situation the money mattered for surving. Moreover, sometimes people lose their jobs if they saved their money for surving they are not wooried about food and other expenditures like bills.

On the other hand, the should learn the money management skill especially young people. The schools and other learning institutes should also taught their pupils money management subject however, this activity is helpul for every person to manage their money and how to use money in life.

In conclusion, this is the important to learn these kind of skill in life that's the way life live their life easily and suvived in their hard time easily. I in opinion people saved their money rougly for a year because this startegy is very help because anything should be happened like accidents and illness. The governmnet also built the institutes for money management workshops that help the people in their life adn

AI examiner evaluation

Task Achievement / Task Response: Band 5.0

Your position is clear in the opening: you agree that people, including young people, should save, and the response gives relevant reasons such as coping with unemployment, accidents and other unexpected costs. However, the task is only partially addressed because these points are briefly stated rather than explained with specific examples or fuller reasoning. The paragraph about teaching money management introduces a related idea, but its connection to the need to save is not made clear. The conclusion also adds a recommendation to save “roughly for a year” without explaining why that period is appropriate. The response is one word below the required minimum. Develop each main reason, support it with a concrete example, and explain how it reinforces your position.

Coherence and Cohesion: Band 5.5

The response has a recognisable structure: an introduction, two body paragraphs signalled by “On the one hand” and “On the other hand,” and a conclusion. This gives the reader a basic sense of the essay’s direction. However, progression within paragraphs is often difficult to follow, especially in the first body paragraph, where several ideas about taxes, accidents, survival and job loss run together. Some linking phrases are used mechanically or do not clarify the relationship between ideas; for example, “Moreover” introduces another reason, but the preceding explanation is already unclear. The final sentence is unfinished, which disrupts the conclusion. Use shorter, clearly focused paragraphs and connect each reason to its explanation with precise referencing and transitions.

Lexical Resource: Band 5.0

You use some relevant vocabulary for the topic, including “money management,” “unexpected,” “expenditures,” “accident” and “illness.” These choices show an attempt to discuss saving and financial hardship. However, the range is limited, and repeated general words such as “money,” “people” and “things” make the argument imprecise. Several word choices and collocations are inaccurate or unclear, including “the nature rule pros with cons,” “money for surving” and “life live their life.” Spelling errors such as “wooried,” “suvived” and “governmnet” also affect readability. Build a more precise set of phrases for financial security and emergencies, and check spelling and natural word combinations before submitting.

Grammatical Range and Accuracy: Band 5.0

There are attempts to use more than simple sentences, including a conditional idea about saving if someone loses a job and a contrast between the two body paragraphs. However, the range is limited, and complex sentences are often difficult to control. Errors in verb forms and agreement appear in phrases such as “everyone should saved,” “taxes was increased” and “the schools … should also taught.” Articles and sentence construction are also problematic, as in “the should learn the money management skill.” The opening joins two independent clauses with a comma, and the final sentence is incomplete. These errors sometimes make the intended meaning hard to follow. Practise accurate subject–verb agreement and modal verb patterns, and use shorter sentences when expressing several connected ideas.

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