Band 5.5 IELTS Writing Task 2 Model Answer

Overall Band Score: 5.5 · Cambridge IELTS 19 · 2026-11-03

IELTS Writing Task 2 question

It is important for everyone, including young people, to save money for their future.

To what extent do you agree or disagree with this statement?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 5.5)

I completely agree with the view that it is crucial for everybody, also for youngers to side some amount from thier expenses for thier future because it helps them when thay are in trouble and also when they want to build or celeberate something to grow.

To begin with, one of the main reasons is that we face difficulties sometimes in our life and saving money supports us financilally to step out of that toruble. As a result, we easily get out of that problem without taking any major illness. For example, a middle class come to his home and his wife is sick. He takes his savings and go to the hospital without calling anyone to pay for his wife's bill.

Furthermore, another important point to consider is that we all celeberate our happiness but they also demad money. This means that if you want to enjoy something, you still need cash in your pocket. Consequently, you arrange it without any hesitation because you know you already saved a piece for that . For instance, A young man graduates and now doing a job and thinks it is time to get marry, he easily arranges all his arrangements and the reason is that he has his savings.

In conclusion, I believe that if you have spare money you should save a small amount from that because it assists you when you need in bad time and also supports you to grow when you want to build something to become stronger.

AI examiner evaluation

Task Achievement / Task Response: Band 6.0

Your position is clear from the opening: “I completely agree,” and you give two relevant reasons—savings can help during difficulties and can fund important celebrations or milestones. The examples of paying for a spouse’s hospital care and a graduate preparing to marry make the discussion concrete. This addresses the task, but the two reasons are not developed equally clearly. The first example is understandable, though the link between savings and avoiding “any major illness” is unclear; the second focuses on celebrations rather than explaining longer-term financial security or growth. To strengthen the response, explain how each example demonstrates the value of saving for the future and consider acknowledging a relevant qualification, such as saving only what one can afford.

Coherence and Cohesion: Band 6.0

The response has a clear overall arrangement: an introduction states your view, two body paragraphs present separate reasons, and a conclusion restates your position. Signposts such as “To begin with,” “Furthermore,” and “In conclusion” help readers follow this structure. However, cohesion is sometimes mechanical, and some links between ideas are unclear. For example, “As a result” introduces a consequence that does not clearly follow from the preceding point, while “This means” and “Consequently” repeat a similar linking pattern in the second body paragraph. References such as “they” in “we all celebrate our happiness but they also demand money” are not fully clear. Use fewer formulaic transitions and make the relationship between each claim, explanation, and example explicit.

Lexical Resource: Band 5.0

You use enough topic-related vocabulary to communicate the main ideas, including “saving money,” “expenses,” “difficulties,” “hospital,” and “savings.” There are also attempts at more specific expressions, such as “financially” and “middle class.” However, spelling errors and imprecise or unnatural word choices are noticeable and sometimes make the reader pause: “side” for “set aside,” “thier,” “trouble,” “celeberate,” and “demad.” Some collocations are also awkward, including “build or celebrate something to grow” and “arranges all his arrangements.” Aim for accurate, natural phrases rather than repeating general words such as “something” and “money.” Proofreading spelling and learning common collocations for saving, emergencies, and major life events would improve clarity.

Grammatical Range and Accuracy: Band 5.0

You attempt a mix of simple and more complex sentences, using clauses with “because,” “when,” and “if,” as well as examples introduced by “For example” and “For instance.” This gives the response some structural variety, and the main message is generally understandable. However, there are some errors in sentence construction, verb forms, agreement, and articles. For example, “A young man graduates and now doing a job” is missing a verb form, and “He takes his savings and go to the hospital” has inconsistent verb agreement. The opening sentence is also difficult to control because several ideas are joined together in one long structure. Practise building accurate sentences with one main idea each, then check subject–verb agreement, articles, and verb forms in longer sentences.

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