Band 5.5 IELTS Writing Task 2 Model Answer

Overall Band Score: 5.5 · Cambridge IELTS 19 · 2026-11-03

IELTS Writing Task 2 question

It is important for everyone, including young people, to save money for their future.

To what extent do you agree or disagree with this statement?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 5.5)

Some people think that everyone should save money for his future even if he is young. I agree with this view because it teaches the person to hold responsibility from an early age and make him looking for any viable investment opportunity to improve his life.

Firstly, saving money trains the brain of the person to hold responsibility. He will become careful about his spendings because no one is there to help him and this way he will be independant from others. For example, a child who save money given by his parents to buy a computer, will be automatically more cautious about its using and he will try to benefit the maximum from it by learining new skills because he knows how he collect the money to buy it.

Secondly, an emplooyee who save an important part of his salary. After years, he will find him self with a considerable capital that can be invested to launch a business. For instance, alot of employees quit their jobs after starting their own businesses. It results on improving the quality of their lives and their famillies. But, this can't never be achieved if they didn't save a big part of their salaries.

In conclusion, I agree that people including young ones should save money to enhance their future because it trains them to take responsibility of their expenditures and helping them to start their own business after collecting an enough capital.

AI examiner evaluation

Task Achievement / Task Response: Band 5.5

Your position is clear: you agree that young people and adults should save, and you give two relevant reasons—developing responsibility and building capital for a business. The examples of a child saving for a computer and an employee starting a business help illustrate these points. However, the ideas are only partly developed: the computer example shifts to using the computer to learn skills, without fully explaining how saving itself builds responsibility, and the business example makes a broad claim without a specific illustration. The response also falls 10 words short of the required 250-word minimum. To strengthen the response, explain the consequences of saving in more detail and add a relevant example or qualification, such as balancing saving with essential spending.

Coherence and Cohesion: Band 6.0

The response has a clear overall structure: an introduction states your view, two body paragraphs present separate reasons, and a conclusion restates your position. Sequencing words such as “Firstly,” “Secondly,” and “In conclusion” make the progression easy to follow. However, some links are mechanical, and the second body paragraph begins with a sentence fragment: “Secondly, an employee who save an important part of his salary.” The connection between saving for a computer and learning skills is also not fully explained, while “this way” and “it” do not always point to ideas with complete clarity. Use complete topic sentences and make the cause-and-effect links explicit. This would make the organisation feel more continuous rather than relying mainly on signposting phrases.

Lexical Resource: Band 5.0

You use some relevant topic vocabulary, including “responsibility,” “investment opportunity,” “considerable capital,” and “launch a business,” which helps communicate your main ideas. However, the range is limited and several word choices or collocations are inaccurate, sometimes making the reader pause. Examples include “hold responsibility,” “his spendings,” “an important part of his salary,” and “improving the quality of their lives.” Spelling errors such as “independant,” “learining,” “emplooyee,” and “famillies” also reduce accuracy. Aim to use common financial expressions precisely and check spelling carefully. A broader set of natural phrases for budgeting, financial independence, and long-term security would help you express the argument more flexibly.

Grammatical Range and Accuracy: Band 5.0

You attempt both simple and more extended sentence forms, including a conditional structure in “if they didn’t save a big part of their salaries.” However, errors are frequent, and some sentences are difficult to process. For example, “Secondly, an employee who save an important part of his salary” is incomplete, while “a child who save money” has a subject–verb agreement error. In “make him looking,” the verb pattern is incorrect, and “he knows how he collect the money” contains an incorrect verb form. There are also problems with articles and sentence construction, as in “an enough capital.” Practise complete clauses, agreement, and verb patterns, then proofread each sentence for a clear subject and correctly formed verb.

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