Band 5.5 IELTS Writing Task 2 Model Answer

Overall Band Score: 5.5 · Cambridge IELTS 19 · 2026-11-04

IELTS Writing Task 2 question

It is important for everyone, including young people, to save money for their future.

To what extent do you agree or disagree with this statement?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 5.5)

Money is an important factor for surviving life. It is argue that saving income for their future, is essential for everyone especially youngsters. I strongly agree this statement because saving help to achieve their dreams, such as business moreover, it also help in difficult situations like emergency.

To begin with, saving wealth is crucial for everyone , including young generation, for their coming days because it help in future to establish new business. it help in to buy new home for their family, for purchase dreamy cars and bikes. For instance, my father saved income for children and commercial activities. After 20 years later, he established new company by his putting money aside and he became famous businessman in whole over world. Furthermore, my sibling and I bought luxury cars and houses.

Another benefit is, it also help in hard situations like suddenly death, accidents moreover, big loss in business. Sometime, anyone who has lost his job, accumulating savings facilitate his needs. For example, my uncle faced a big loss in their business, everything snatched by people. Meanwhile, his saving helped in difficulties.

AI examiner evaluation

Task Achievement / Task Response: Band 5.0

Your position is clear: “I strongly agree,” and you give two relevant reasons—savings can support future plans and provide security in emergencies. The examples about your father’s business and your uncle’s loss help connect these points to real situations. However, the response only partially develops the task: the first example includes several claims, such as becoming famous worldwide and buying luxury homes, without explaining how saving led to these outcomes, while the emergency point is brief. The response is also 67 words below the required minimum, which limits the space available to explain your reasons and examples. Develop each main idea with clearer reasoning and a more specific example.

Coherence and Cohesion: Band 6.0

The response has a coherent overall arrangement: an introduction states your view, followed by separate paragraphs on future plans and emergencies. Signposting such as “To begin with,” “Furthermore,” and “Another benefit” helps readers follow the main points. However, some connections are mechanical or unclear. For example, “saving wealth is crucial … because it help in future to establish new business” is followed by a list of purchases without showing how each relates to the main claim. The emergency paragraph also moves quickly from death and accidents to job loss and business losses. Use fewer list-like transitions and make the relationship between each example and its paragraph’s main idea explicit. Clearer referencing would also help readers identify whose savings and difficulties you mean.

Lexical Resource: Band 5.5

You use relevant vocabulary for the topic, including “saving,” “business,” “emergency,” “job,” and “loss,” and phrases such as “putting money aside” communicate the central idea. There are also attempts at more specific language, such as “commercial activities” and “accumulating savings.” However, the range is limited and several word choices or collocations are inaccurate or awkward, sometimes making meaning less clear: “surviving life,” “dreamy cars,” and “everything snatched by people” do not express the intended ideas naturally. Repetition of “help,” “saving,” and “business” also restricts flexibility. Build a more precise set of topic phrases and check whether verbs and nouns commonly occur together before using less familiar expressions.

Grammatical Range and Accuracy: Band 5.0

You communicate a clear overall position and attempt both simple and longer sentences, including a reason clause with “because” and examples introduced by “For instance.” However, the range is limited, and errors recur in verb forms, agreement, articles, and sentence boundaries. Examples include “It is argue” and “saving help,” where the verb forms do not agree with the subject, and “it help in to buy,” which has an incorrect verb pattern. Capitalisation and punctuation also need attention, as in “it help” after a full stop and the comma in “for their future, is essential.” These errors sometimes make the reader pause. Practise accurate subject–verb agreement and build longer sentences from a clear main clause plus one correctly formed supporting clause.

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