Band 5.5 IELTS Writing Task 2 Model Answer

Overall Band Score: 5.5 · Cambridge IELTS 19 · 2026-11-04

IELTS Writing Task 2 question

It is important for everyone, including young people, to save money for their future.

To what extent do you agree or disagree with this statement?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 5.5)

Is it crucial for everyone, includifng young generation, to save money for their future. Yes it is very important and iam totally agreed with this message.

Saving money for future is very important for everyone especially for young generation because they have enormous future ahead and the money they save will give hand to them in a hard phase in their future. For example my cousine save money from their childhood and when he become adult and complete his FSC, after that he want to study abroad in forign country for that he save around ten lack pakistani ropee from circa 2014. That money give him hand in their overall process.

Saving money, can be also very handy for mid age indivisuals for thier hornet age because their will be no one to eran money for them in thier last stage of life. It will be very good for them to start saving money from the money they are earning now. For example their is old man in our neighbourhood he is very needy because he has not enough money to spend, he told me that my biggest regreat is that i did not save money in the prime of my life thats way now iam poor and i did not have kids to earn for me.

Ov.erall, the eassy illustarte that saving money is very important for everyone , young people need to save money for their future and mid aged people also needs to save money for them.

AI examiner evaluation

Task Achievement / Task Response: Band 6.5

Your position is clear from the opening: you fully agree that people should save, and both body paragraphs give relevant reasons. The examples about your cousin funding overseas study and the older neighbour regretting not saving make the argument concrete. This meets the task well, and the response shows some of the development expected at a stronger level. However, the discussion is uneven: the point about young people is supported with a specific example, while the advice for middle-aged people is stated more generally and the neighbour’s situation is not explored in depth. Explain more fully how saving helps people meet future costs or maintain independence, and qualify the claim that everyone should save in the same way.

Coherence and Cohesion: Band 6.0

The response has a coherent overall arrangement: an introduction states your view, two paragraphs present separate reasons, and a conclusion restates the main idea. The examples are placed alongside the points they support, which helps the reader follow the argument. Cohesion is sometimes mechanical, however, with repeated openings such as “Saving money” and frequent use of “for example.” Some references are also unclear, particularly the shifts between “he,” “they,” and “their” in the cousin example. The conclusion repeats the main points but does not bring them together or add a final implication. Use clearer links between claims and examples, and check pronoun references so each person or group is easy to identify.

Lexical Resource: Band 5.0

You use enough topic-related vocabulary to communicate the main ideas, including “save money,” “future,” “adult,” and “study abroad.” There are also attempts at less common expressions, such as “prime of my life” and “overall process.” However, the range is limited and several word choices or spellings make the writing less clear or natural: “give hand,” “hornet age,” “regreat,” and “ropee.” Repetition of “important,” “money,” and “future” also limits precision. Build a wider set of accurate phrases for financial planning and later life, and check spelling and collocations carefully. More precise wording would make your examples easier to understand without changing the ideas.

Grammatical Range and Accuracy: Band 5.0

You attempt both simple and longer sentence forms, including a sentence explaining why young people should save and a sequence describing your cousin’s plans. The main meaning is generally recoverable, but control is inconsistent. Examples include “I am totally agreed,” “when he become adult,” and “mid aged people also needs,” where verb forms or agreement are inaccurate. Some sentences also contain several clauses joined without clear punctuation, especially the cousin example, making the timeline difficult to follow. Articles and sentence boundaries need attention as well. Practise forming accurate past-tense narratives and checking subject–verb agreement, then divide long explanations into shorter sentences. This will make your range of structures clearer and more reliable.

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