Band 5.5 IELTS Writing Task 2 Model Answer

Overall Band Score: 5.5 · Cambridge IELTS 19 · 2026-11-04

IELTS Writing Task 2 question

It is important for everyone, including young people, to save money for their future.

To what extent do you agree or disagree with this statement?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 5.5)

Some people belive to save money for their future it's play significant roll in their lives inclufing Yoing people. i largely agree with this viwe point beacause it allow financial relief critical situations.

I believe everyone should save the money for critical sistuation or emergency .There are several benifits of saving money for future. Firstly, Pupils use their savings to buy new Home according to their needs. and also parents should use their savings in their childrens higher educations . For example, when childrens completed their schooling and now they able to study in college so presets should have to pay large amount of fees in this case people use their savings and it's also help to reduce stress.

secondly, we know about future so we know how many situations we have to face such as emergency medical situation and other many fainancial emergency. for instance, if people have been face emergency medical station so they using their savings money for medical treatment and getting out of step in this stations. I think it is very very important to saving money to face this kind of stations.

lastly, I believe young people also should saving money because they usually spend their money in buying new electronics devices such as new smart phones and laptops . also they spend their savings in education and living better lifestyle.

in conclusion , as per my observation everyone should save money for future because it's providee convenient and also helps step out in critical situation.

AI examiner evaluation

Task Achievement / Task Response: Band 6.0

You clearly state your position in the introduction—“I largely agree”—and maintain it in the conclusion. The response addresses several relevant reasons to save, including education costs, medical emergencies and young people’s spending habits. These examples show an understanding of the topic. However, some points are not fully explained or are unclear: for instance, the claim that pupils use savings to buy a new home is not developed, and the discussion of electronics does not clearly explain how saving helps young people manage future needs. To strengthen the response, explain each main reason in more detail and connect examples directly to the benefits of saving.

Coherence and Cohesion: Band 6.0

The essay has a recognisable overall structure, with an introduction, separate body paragraphs and a conclusion. Sequencing words such as “Firstly,” “secondly” and “lastly” help signal the main points, and the examples generally follow the ideas they illustrate. However, progression is sometimes mechanical, and some connections are difficult to follow. The sentence about buying a home, for example, is followed by a separate point about parents paying for education without a clear transition. There is also some repetition of “savings” and “emergency.” Use clearer links between claims and examples, and organise each paragraph around one central reason to make the argument flow more naturally.

Lexical Resource: Band 5.0

You use relevant topic vocabulary, including “financial,” “emergency,” “medical treatment,” “higher education” and “critical situation,” so the reader can understand the main subject. However, the range is limited and several word-choice, collocation and spelling errors make parts of the response difficult to interpret. Phrases such as “getting out of step in this stations” and “financial relief critical situations” do not express the intended meaning clearly. Spelling errors such as “belive,” “benifits” and “fainancial” are also noticeable. Build a more accurate set of phrases for discussing savings, expenses and emergencies, and check spelling and natural word combinations when editing.

Grammatical Range and Accuracy: Band 5.0

You attempt both simple sentences and longer structures, including examples introduced with “For example” and clauses beginning with “because” and “if.” This gives the response some variety, but control is inconsistent. Errors in verb forms and sentence construction appear in phrases such as “it allow financial relief” and “they usually spend their money,” while “people have been face” makes the medical-emergency example hard to follow. Articles, plurals and punctuation also need attention; for example, several sentences begin with lowercase letters, and the sentence starting “and also parents” is not properly connected to the preceding one. Practise accurate subject–verb agreement and complete sentence structures before adding more complex clauses.

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