Band 5.5 IELTS Writing Task 2 Model Answer

Overall Band Score: 5.5 · Cambridge IELTS 19 · 2026-11-04

IELTS Writing Task 2 question

It is important for everyone, including young people, to save money for their future.

To what extent do you agree or disagree with this statement?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 5.5)

In recent years, saving money has become a widely debated issue.While some people beleive that save money for future is not beneficial, I strongly agree with the view that saving helps in future like it provide better accomodation, heritage and treatment purpose in old age. This essay will explain the main reason for my position.

The primary reason why i hold this view is that saving enhance your living lifestyle. By this i mean extra amount gives you a better home and comfortable life. For example a person having money gives their childrens better education and support in their professional life. As a result saving gives you a good residence with your siblings.

Another important factor to consider is that extra amount makes your heritages and helps in your treatment purpose. This is particularly evident in keep your amount safe for heritage helps for your childrens. Young people also save money because it helps for their professional life. For instance if they want to study abroad this amount helps for complete their dream. Secondly money also help for treatment purpose.For example in old age people suffered in some desease this amount play a essential role for better life. Therefore it is clear that saving is important for future.

In conclusion i firmly beleive that saving helps in future. This is mainly because it can help to polish your life style gives you a comfortable zone also provide help in your serious helath condition and for young generation for moving abroad to get the dream life

AI examiner evaluation

Task Achievement / Task Response: Band 6.0

Your position is clear: you strongly agree that saving is important, and you give relevant reasons involving education, future plans, housing and healthcare in old age. The examples of funding study abroad and paying for treatment help connect your argument to young people and future needs. However, some points are unclear or not fully explained. For instance, “saving gives you a good residence with your siblings” does not show how saving leads to this outcome, while the discussion of “heritages” is difficult to interpret. Develop each main reason with a clearer explanation and a specific example, and make the link between saving and the benefits explicit. This would make your response more fully developed across the task.

Coherence and Cohesion: Band 6.0

The response has a recognisable structure: an introduction, two body paragraphs and a conclusion. The ideas generally progress from lifestyle and education to future plans and healthcare, and phrases such as “For example” and “In conclusion” help signal relationships. However, some connections are mechanical or unclear. “Another important factor” introduces a paragraph that combines inheritance, education abroad and medical treatment without a clear sequence, and “Secondly” appears after several ideas rather than marking a distinct second point. Some references, such as “this amount,” are also vague. Organise each body paragraph around one main reason, then explain and illustrate it before moving on. This would make the progression easier to follow.

Lexical Resource: Band 5.0

You use some relevant vocabulary for the topic, including “professional life,” “education,” “treatment” and “old age.” However, the range is limited and several word choices or collocations make parts of the argument difficult to understand. “Heritages” does not clearly express the intended idea, and “polish your life style” and “comfortable zone” are not natural in this context. There are also spelling errors such as “beleive,” “accomodation” and “desease.” Aim for precise, natural phrases and check spelling carefully. For example, you could describe saving as providing “financial security” or helping someone “cover medical expenses,” which would communicate your ideas more clearly.

Grammatical Range and Accuracy: Band 5.0

You attempt a mix of simple and complex sentences, including a conditional example about studying abroad and clauses introduced by “because” and “if.” The overall meaning is usually recoverable, but some grammatical errors affect clarity. Examples include “saving enhance your living lifestyle,” where the subject and verb do not agree, and “this amount helps for complete their dream,” where the verb pattern and pronoun reference are faulty. Articles and sentence boundaries also need attention, as in “play a essential role” and the missing space after “issue.” Practise checking subject–verb agreement, articles and verb patterns, and use full stops to separate ideas. More accurate control of these forms would make your varied sentences easier to read.

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