Band 5.0 IELTS Writing Task 2 Model Answer

Overall Band Score: 5.0 · Cambridge IELTS 15 · 2026-11-08

IELTS Writing Task 2 question

In some countries owning a home rather than renting one is very important for people. Why might this be the case? Do you think this is a positive or negative situation?

Student answer (Band 5.0)

the people in the world have different choices for their living. Some people have their own home and on the other side some people pay for living in a place . BUT most of the people prefer to own a house rather than renting.

this is due to the reason that paying for every month takes a lot of cost.so its better to take a loan from any bank to have your own house for saving your rent . it will take few months or 2 to 3 years for cearing your loan .then , is will be easy for your remaining of your life.it have both adavantages and disadavantages .in case of a earth quake in a country , sometimes buildings vanishes and people have to move to other places. in this situation , if you are owing a home you will be in loss because you have to buy a new buliding.people on rent can simply move to a new place and onlly have to pay for rent .the biggest advantage of your own house is that paying for once saves you from the tension of monthly rent .in most of the countries usually rent icreases after a half or 1 year. in few cases rented houses have to change their places because there is a limit of living in a place. you have to move to a new pace .you have to adjust there sometimes changing schooll for children faces a lot of problem .

AI examiner evaluation

Task Achievement / Task Response: Band 5.0

You address both questions: you suggest that people prefer ownership to avoid recurring rent and explain that owning a home can provide stability, while also noting earthquake-related financial risk. However, the response only partially develops the task. The reasons are not clearly separated or fully explained, and the discussion of disadvantages shifts into a general example without showing how it affects whether this is a positive or negative situation overall. Your position is therefore difficult to identify: you mention both advantages and disadvantages but do not give a clear final judgement. The response is also 2 words below the required minimum. To strengthen it, state your view directly and develop each main reason with a clear explanation or example.

Coherence and Cohesion: Band 4.5

There is some organisation: the opening introduces the topic, and the response moves from reasons for ownership to possible disadvantages and benefits. However, the progression is difficult to follow because the ideas are crowded into one long paragraph and several points appear without clear links. For example, the discussion moves from loan repayment to earthquakes, then to rising rent and children changing schools. Connectors such as “so,” “then,” and “in this situation” are used, but they do not consistently show the relationship between ideas, and some transitions feel abrupt. Use separate paragraphs for the reasons, your evaluation, and the conclusion, and make each paragraph develop one central point.

Lexical Resource: Band 5.0

Your vocabulary is sufficient to communicate the main topic, with relevant terms such as “loan,” “monthly rent,” “earth quake,” and “adjust.” However, the range is limited, and noticeable spelling and word-choice errors sometimes make the message harder to understand. Examples include “cereing” for “clearing,” “vanishes” for buildings being destroyed, and “pace” where you mean “place.” Some phrases are also unnatural, such as “paying for once” and “takes a lot of cost.” Aim to use more precise housing and finance vocabulary, and check spelling carefully. For instance, “monthly payments,” “property damage,” and “financial security” would express your ideas more naturally.

Grammatical Range and Accuracy: Band 5.0

You attempt both simple and longer sentence forms, including a conditional example beginning “in case of a earth quake” and a reason introduced by “because.” However, the range is limited, and errors occur frequently enough to make some sentences difficult to follow. For example, “it have both advantages and disadvantages” has incorrect subject–verb agreement, while “then, is will be easy for your remaining of your life” has problems with the subject and sentence structure. Articles and plurals are also inconsistent, as in “a earth quake” and “a lot of problem.” Practise building accurate sentences with clear subjects and verbs, and use full stops to separate complete ideas.

See this exact question answered at other band scores. The same prompt compared across bands.

Browse more IELTS Writing model answers or get your own writing scored by the same AI examiner.