Band 5.5 IELTS Writing Task 2 Model Answer

Overall Band Score: 5.5 · Cambridge IELTS 15 · 2026-11-11

IELTS Writing Task 2 question

In some countries owning a home rather than renting one is very important for people. Why might this be the case? Do you think this is a positive or negative situation?

Student answer (Band 5.5)

In some countries owning a home rather than renting one is very significant for local. This is because, they are developing nations and the cost of daily needs is too much. From my perspective, it is a negative situation. The main reasons which makes it a negative situation are public suffers and the crime ratio becomes high.

This situation is mostly seen in developing nations because of hight prices of daily needs. As we know developing nations took loans and aid from international funding institutes and developed nations in order to deal with any emergency situation or for other significant needs. Governments mostly imposed taxes on daily needs to return those loans. This results in high cost of daily needs such as electricity, fuel and food. Then the owner of rent houses demand high rent than the actual to pay the bills and also make profit. So in this situation, owning a home is better than paying high rents.

In my opinion, it is a negative situation because people suffer a lot in order to bought their daily needs. The main reason behind it is the same wage of workers. When nations need money to return loans, they imposed taxes on daily needs.For instance during recent days in Pakistan, government increased the price of petroleum to follow the orders of IMF. However, the wage of workers remain same, then the public face difficulty to buy their daily needs. Moreover, this inflation become a reason of high crime ratio in these nations. When people have no enough money to feed their families, they started doing crimes like robbery to make money.

In conclusion, High cost of daily needs in developing nations makes owning a home significant than the renting one. It is a negative situation in my opinion, because public suffers from this and ultimately ratio of crimes become high.

AI examiner evaluation

CriterionBand
Task Achievement / Task Response5.5
Coherence and Cohesion5.0
Lexical Resource5.5
Grammatical Range and Accuracy5.0
Overall5.5

Task Achievement / Task Response: Band 5.5

You address both parts of the prompt: you suggest that high living costs and rents make home ownership important, and you clearly state that you view this as negative. The Pakistan example and the link you make between financial pressure and crime provide relevant support. However, the explanation of why owning a home is especially important remains somewhat unclear: the discussion shifts from daily expenses and landlords’ costs to the value of ownership without fully explaining the social or financial reasons people prefer owning. The negative effects are also asserted more than explored, particularly the claim that inflation leads to crime. Develop these links with clearer reasoning and more specific support so that the main ideas are less limited and under-developed.

Coherence and Cohesion: Band 5.0

The response has a recognisable structure, with an introduction, separate paragraphs for the explanation and your opinion, and a conclusion that restates your position. The ideas are generally relevant to the paragraph topics. However, progression within paragraphs is sometimes difficult to follow: the first body paragraph moves from national loans and taxes to landlords’ rent and then to home ownership without making each connection explicit. Linking phrases such as “This results in” and “Moreover” help, but some connections feel mechanical or incomplete, and “the same wage of workers” is not clearly tied to the preceding point. Use clearer topic sentences and explain how each example supports the paragraph’s main claim; also make references such as “this situation” more precise.

Lexical Resource: Band 5.5

You use enough topic-related vocabulary to communicate the main points, including “international funding institutes,” “taxes,” “inflation,” and “robbery.” There are also attempts at more formal phrasing, such as “In my opinion” and “In conclusion.” However, the range is limited by repeated wording such as “daily needs,” “high,” and “situation,” and several choices or forms are inaccurate or unnatural, including “significant for local,” “crime ratio,” and “high cost of daily needs.” Spelling errors such as “hight” are noticeable. Aim for more precise collocations and vary repeated terms; this would make the argument clearer and more natural without changing its meaning.

Grammatical Range and Accuracy: Band 5.0

You attempt some complex sentences, including clauses beginning “because” and “When,” and the overall meaning is usually recoverable. However, the range is limited and errors recur in verb forms, agreement, articles, and sentence boundaries. For example, “the main reasons which makes” has a subject–verb agreement problem, while “people suffer … in order to bought” uses an incorrect verb form. In “When nations need money … they imposed taxes,” the tense shifts, and “the wage of workers remain same” has agreement and article errors. Punctuation also needs attention, as in “daily needs.For instance.” Practise building accurate complex sentences and check each sentence for a clear subject, correctly formed verb, and appropriate punctuation.

See this exact question answered at other band scores. The same prompt compared across bands.

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