Band 5.5 IELTS Writing Task 2 Model Answer

Overall Band Score: 5.5 · Cambridge IELTS 15 · 2026-11-13

IELTS Writing Task 2 question

In some countries owning a home rather than renting one is very important for people. Why might this be the case? Do you think this is a positive or negative situation?

Student answer (Band 5.5)

In some part of the world owining a home considered more important thant renting one. It is because people belive that buying a property is more stable for a better living condition. I consider this a positive development because of financial security and independence.

To begin with the first reason, owning a home ourselves provides finacial security. When people purchases a property they invest their money in that asst and they value the property. Unline individuals who rent home they do not have to pay monthly for their property. Once they brought the property they don't need to pay any other money. For example, a person who brought a property for 40 lakhs can also sell the property for 60 lakhs according to the price range in that area. So it is beneficial for the person who brought the place. So buying a pace is more convenient than renting one.

Furthermore, we can have the full freedom of our home. We can do all the decorations and chane the paint if we want if the property is under our name. But we can't do these thing when we are living in a rented house. In our own home there are no rules or regulatins we can live like we please. We can have a stable environment when we own a place. For example, family those who have children that going to school don't have to fear about chamging their place due to high rent. Consequently, owning a home gives you more comfortble and independence.

In conclusion, owining our own place has more value than renting one. it mak

AI examiner evaluation

Task Achievement / Task Response: Band 6.0

You address both parts of the question: you suggest that home ownership is valued for stability, then explain financial security and personal freedom, and your view that this is positive is clear. The examples about a property increasing in value and a family avoiding a move because of rising rent help make the reasons relevant. However, the explanation of why people value ownership is not developed evenly: the financial point is clearer, while the claim that owners need no further payments overlooks ongoing costs such as maintenance or taxes. The conclusion is cut off, so it does not fully restate your position or bring the argument together. Develop each reason with more precise explanation and finish with a complete conclusion.

Coherence and Cohesion: Band 6.0

The response has a recognisable overall structure: an introduction, two body paragraphs signposted by “To begin with” and “Furthermore,” and an attempted conclusion. The ideas generally progress from financial security to freedom in the home, and examples are placed alongside the relevant points. Cohesion is sometimes mechanical, however, with repeated “So” and “For example,” and several sentences repeat the same claim that buying is beneficial. Some references are unclear, such as “they invest their money in that,” where “that” does not identify the property smoothly. The final sentence stops at “it mak,” leaving the ending incomplete. Use a wider range of linking and referencing, reduce repetition, and ensure the conclusion is complete.

Lexical Resource: Band 5.0

You use relevant vocabulary for the topic, including “financial security,” “property,” “freedom,” “stable environment,” and “rent.” These choices make your main ideas understandable. However, the range is limited and several spelling and word-choice errors reduce precision, for example “owining,” “finacial,” “asst,” and “Unline.” Some expressions are also unnatural or imprecise: “pay monthly for their property” does not clearly distinguish rent from ownership costs, and “more comfortble and independence” uses an incorrect form. Aim to check spelling carefully and learn common collocations for housing and finance. More precise wording would help you explain the benefits without relying on repeated general terms such as “place” and “property.”

Grammatical Range and Accuracy: Band 5.0

You attempt both simple and more complex sentence forms, including a conditional idea in “if the property is under our name” and a relative clause in the example about families with children. The main meaning is usually recoverable, but errors in sentence structure, verb forms, agreement, articles, and punctuation occur across the response. For instance, “owning a home considered” is missing a verb, “When people purchases” has subject–verb disagreement, and “Once they brought the property they don't need” shifts tense and needs clearer punctuation. The final sentence is also incomplete. Practise building accurate clauses first, then combine them using conjunctions; check that each sentence has a complete subject and verb and that tense remains consistent.

See this exact question answered at other band scores. The same prompt compared across bands.

Browse more IELTS Writing model answers or get your own writing scored by the same AI examiner.