Band 5.0 IELTS Writing Task 2 Model Answer

Overall Band Score: 5.0 · Cambridge IELTS 15 · 2026-11-14

IELTS Writing Task 2 question

In some countries owning a home rather than renting one is very important for people. Why might this be the case? Do you think this is a positive or negative situation?

Student answer (Band 5.0)

In some nations owning a home better then leasing out as it provides a better quality of future and personal stability. This is a positive development as it encourages responsible financial and helps families build lasting generational wealth.

To commence with, personal homes provides us the flexibility to modify according to our needs which can be only possible in our personal certified homes as there are many restrictions to rented property by the landowner implemented on leased property. Renting property causes financial burden for the whole life as paying rent every month could destroy our budget plan and other financials too.

Probing futher, personal home is important as it one time investment and could free person for years as staying in our personal property provide us with better living experience

AI examiner evaluation

Task Achievement / Task Response: Band 4.0

You state a clear view that home ownership is positive, linking it to stability and “lasting generational wealth,” and you give relevant reasons such as being able to modify a home and avoiding monthly rent. However, the task asks both why ownership is important and whether this is positive or negative, and the response addresses these only minimally. The reasons are asserted rather than explained: for example, you do not show how rent affects a household’s finances or why ownership creates stability. The final sentence is incomplete, and there is no developed discussion of possible drawbacks or a fuller conclusion. The response is also substantially below the required 250 words, so there is not enough development to cover the task adequately. Extend each main idea with explanation or an example and complete both parts of the question.

Coherence and Cohesion: Band 5.5

There is some basic organisation: the opening gives your position, and the following paragraphs introduce reasons. Linking expressions such as “To commence with” and “Probing further” signal that another point is coming. However, the progression is limited, and the second body paragraph ends abruptly with “better living experience,” leaving the idea unfinished. The relationship between points is not always clear; for instance, the claim that renting can “destroy our budget plan” is not connected to a specific explanation or example. The response would be easier to follow if each paragraph focused on one reason, developed it in a clear sequence, and used a concluding sentence. Avoid relying on formal transition phrases when the ideas themselves need clearer links.

Lexical Resource: Band 5.5

You use some relevant topic vocabulary, including “personal stability,” “financial burden,” “restrictions,” and “generational wealth,” which helps communicate the main subject. There is also an attempt to vary wording through phrases such as “owning a home,” “renting property,” and “leased property.” However, the range is limited, and several choices or combinations are unnatural or unclear, including “personal certified homes,” “other financials,” and “one time investment.” “Leasing out” also does not accurately express the idea of renting a home as a tenant. These issues sometimes make the reader work to understand your meaning. Build a more precise set of housing and finance expressions, and check that each word fits its intended meaning and grammatical form.

Grammatical Range and Accuracy: Band 5.0

You attempt both simple and more extended sentence forms, including a sentence beginning “as there are many restrictions” and one using “as paying rent every month.” This shows some effort to connect ideas rather than relying only on short statements. However, errors are frequent, and some sentences are difficult to interpret. Examples include “owning a home better then leasing out,” “personal homes provides,” and “as it one time investment,” where comparison, subject–verb agreement, and missing verb forms affect accuracy. The final sentence also lacks a complete structure. Practise forming complete clauses, checking singular and plural subjects, and using articles and auxiliary verbs. Aim for accurate, complete sentences before adding more complex structures.

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