Band 5.5 IELTS Writing Task 2 Model Answer

Overall Band Score: 5.5 · Cambridge IELTS 15 · 2026-08-16

IELTS Writing Task 2 question

In some countries owning a home rather than renting one is very important for people. Why might this be the case? Do you think this is a positive or negative situation?

Student answer (Band 5.5)

In this contemporary world , owing a apartment is become a essential part of our life rather than having a rented one. This situation has becoming increasingly more common in the recent times due to several reasons. In this essay i will attempt to answer the causes of this trend, along with its positive or negative impacts.

To begin with, one major reason is that , home ownership is strongly connected to financial stability and long-term stability. Many people believe that owing a property protects them from raising rental prices and unstable housing conditions. For example, many houseowners feel more secure that they will not forced to move due to changes in rental agreements. In addition, many societies , feel having a house is a sign of success and independence, with encourage them buying a house rather than renting them.

The main positive impact of this situation is that, house ownership encourage long term planning. Moreover people who own their own homes are more likely to invest in their communities to maintain a stable living environment for their families. For instance, families with permanent house experience greater emotional and social stability. As a result , it have a greater benefits for their children 's education and overall well - being.

Although , the main negative aspect is owing a home pose significant financial pressure. For instance , many individuals take loan which can limit their financial stability for longer period. Therefore young adults may delay their professional goals due to the housing debt.

In conclusion , it is evident that , home ownership is have mainly benefit in terms of security and social status , while its consequences can have both positive and negative impact . I believe that, it have positive due to this reasons.

AI examiner evaluation

Task Achievement / Task Response — Band 5.5

The response addresses all parts of the prompt, identifying reasons for home ownership and providing a clear opinion on whether it is a positive or negative situation. The ideas are relevant, such as financial stability and social status, and the negative impact of debt is also explored. However, the development of these ideas is somewhat limited; for instance, the explanation of how home ownership benefits children's education could be more specific. The position is consistent throughout, though the conclusion is slightly repetitive. To reach a higher band, ensure that each point is fully extended with more detailed examples or logical consequences.

Coherence and Cohesion — Band 5.5

The essay is logically organized into paragraphs, each with a clear focus. Cohesive devices such as 'To begin with', 'In addition', and 'For instance' are used to link ideas. However, the use of these devices is sometimes mechanical, and there are instances where the flow is interrupted by awkward phrasing or punctuation errors, such as the unnecessary commas after 'reason is that ,' and 'societies ,'. Paragraphing is used appropriately, but the transition between the positive and negative aspects could be smoother to improve the overall progression of the argument.

Lexical Resource — Band 5.5

The vocabulary is adequate for the task, allowing the writer to convey their meaning clearly. There are some attempts at less common vocabulary, such as 'contemporary world' and 'financial stability'. However, there are several errors in word choice and collocation, such as 'owing a apartment' (should be 'owning an apartment') and 'it have a greater benefits' (should be 'it has greater benefits'). The repetition of basic words like 'house' and 'stability' suggests a limited range. To improve, focus on using more precise synonyms and ensuring correct word forms.

Grammatical Range and Accuracy — Band 5.0

The essay contains a mix of simple and complex sentence structures, but there are frequent grammatical errors that occasionally impede the reader. Common issues include subject-verb agreement ('owing a apartment is become', 'it have a greater benefits'), article usage, and incorrect verb forms ('will not forced to move'). While the meaning is generally clear, the high frequency of these errors prevents the essay from reaching a higher band. Focusing on basic sentence construction and proofreading for subject-verb agreement would significantly improve the accuracy of the writing.

See this exact question answered at other band scores — the same prompt compared across bands.

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