Band 5.5 IELTS Writing Task 2 Model Answer

Overall Band Score: 5.5 · Cambridge IELTS 15 · 2026-10-19

IELTS Writing Task 2 question

In some countries owning a home rather than renting one is very important for people. Why might this be the case? Do you think this is a positive or negative situation?

Student answer (Band 5.5)

It depends, for people who want secure life without any tensions for them owning house is a positiive for them. When it comes to people who believes in terms of finances for them owning a house is neegative.

Deep in to the subject the people who are very secure about their family members, doesnt want any kind of disturbance and want to pass their wealth to their hier they believe owning a house is a positive situation for them and they will think that the huse will be a asset for their hier. respectively these people want more respect from society and feel more confident after buyinf or owning a house.

Negative situation: The people who are more in finances believe that renting a house will be more profitable than owning a house. For them money matters more, they think of three situations one is that owning a house with lumpsum for that they need a lot of money to buyinf so they think that investing would bring more profit than buying a house. Second thing is that buyinf through emis or loans for that they have to pay intrestso most of them avoid that. The third thing is that renting a house and investing money in any assest which brings more profit when compared to other two things.

In my point of view owning a house is positive situation because we the people spent most of our life in house with family where that place will be happiest for us so owning a house will give us more stability, confident, happiness and secure.

AI examiner evaluation

Task Achievement / Task Response: Band 5.5

You address both questions by explaining why some people value home ownership—security, family stability, inheritance and social respect—and by giving your view that it is positive. The final paragraph makes your position clear. However, the response only partly develops the task: the reasons for the strong importance attached to owning a home in some countries are not clearly distinguished from individual preferences, and the financial case for renting is presented as a list rather than explored. The opening also says the issue “depends” and introduces both positive and negative views, which makes your position less clear until the conclusion. Explain the social or cultural reasons behind the preference and support each main point with a specific example.

Coherence and Cohesion: Band 5.5

There is a recognisable overall structure: an introduction, a paragraph about security and family, a paragraph on financial arguments, and a concluding opinion. Sequencing words such as “Second thing” and “The third thing” help readers follow the financial points. However, progression is sometimes mechanical, and the opening’s contrast between positive and negative views is not smoothly connected to your final position. Some references are unclear, particularly “these people” and “the other two things,” while the long middle paragraph combines several ideas without clear sentence boundaries. Use topic sentences to signal each paragraph’s purpose, connect examples to the main claim, and make pronouns refer unmistakably to a person or idea.

Lexical Resource: Band 5.0

You use some relevant vocabulary for the topic, including “stability,” “investing,” “loans,” “profitable” and “society,” so the reader can understand the main arguments. However, the range is limited and several choices or collocations are inaccurate or repetitive, such as “secure life,” “more in finances,” “pass their wealth to their hier,” and “owning a house is a positive for them.” Spelling errors—including “positiive,” “neegative,” “huse,” “buyinf” and “intrestso”—also make the writing less clear and polished. Build a more precise set of phrases for security, inheritance and financial comparison, and check spelling carefully. Prefer natural expressions such as “financially minded” and “leave property to their heirs.”

Grammatical Range and Accuracy: Band 5.0

You attempt both simple and longer sentences, including a conditional opening and explanations of financial choices. However, complex sentences are often faulty, and frequent errors sometimes make the reader work to understand the meaning. For example, “people who believes” has incorrect subject–verb agreement, while “doesnt want” does not agree with its plural subject. The sentence beginning “Deep in to the subject” also lacks clear grammatical structure, and “owning a house will give us more stability, confident, happiness and secure” mixes nouns and adjectives in one list. Practise agreement, articles, verb forms and parallel structures. Breaking long sentences into shorter, complete units will also help you control punctuation and meaning.

See this exact question answered at other band scores. The same prompt compared across bands.

Browse more IELTS Writing model answers or get your own writing scored by the same AI examiner.