Band 5.0 IELTS Writing Task 2 Model Answer

Overall Band Score: 5.0 · Cambridge IELTS 15 · 2026-10-20

IELTS Writing Task 2 question

In some countries owning a home rather than renting one is very important for people. Why might this be the case? Do you think this is a positive or negative situation?

Student answer (Band 5.0)

It is often argued that in some countries owning a home rather than renting one is very important for people This is because financial security and stability. It provides long-term benefits. I think this is a positive situation.

To commence with, There are several reasons why some countries think owning a home is crucial for people. The primary reason is that it offers financial security and stability. In addition, owning a home a long-term investment, property prices increase frequently. For example, homeonwers may have a wide range of chances to became wealthy and financial security in the future. as a result, homeownership do not need to worry about landlords increase rent or asking them to leave. as a result, they can live comfortably with their families for long time.

On the other hand, owning a home provides long-term benefits. This is because it offers stability and safety security.

people may have better chance to decorate and modify their room according to their own preferences. it can reduce

houses expenses for for the long-term. after paying off mortgage, no longer have regular rent payments. For instance, homeowners can make more money if they rent their home. as a result, homeonership can gradually become financially independence. overall, they can use their money for other needs, such as education and retirement.

in conclusion, owning a home is vey important for people because it can create financial security and live more comfortabley. homeownership can earn more money. in the future, they may become financially independece in an early age.

AI examiner evaluation

Task Achievement / Task Response: Band 5.0

You give a clear opinion that home ownership is positive and identify relevant reasons, especially financial security, stability, and freedom from landlords. However, the response only partially develops the task: the reasons overlap, and claims such as property prices rising or homeowners becoming wealthy are asserted rather than explained or supported. The second body paragraph focuses mainly on benefits, so it does not add much depth to why ownership is especially important in some countries. The conclusion repeats the main points but includes an unclear claim about becoming financially independent “in an early age.” The response is 240 words, so it is 10 words below the required minimum; this limits the space available to develop the ideas fully.

Coherence and Cohesion: Band 4.0

There is a basic overall structure, with an introduction, two body paragraphs, and a conclusion, and the reader can identify the main topic of each paragraph. However, ideas are not arranged in a consistently logical progression. The second paragraph begins “On the other hand,” although it continues to list positive reasons, so the contrast marker is misleading. “As a result” is repeated, and several points are joined without clear links, such as the move from modifying a home to reducing expenses. Capitalisation and paragraph breaks are also inconsistent. To improve, give each paragraph a distinct purpose, order its supporting points clearly, and use linking phrases only when their relationship is accurate.

Lexical Resource: Band 5.0

You use some relevant topic vocabulary, including “financial security,” “long-term investment,” “mortgage,” and “retirement,” which helps communicate the central ideas. However, the range is limited and several word-choice, collocation, spelling, and word-form errors make the writing less clear or natural. Examples include “homeonership,” “financially independence,” “houses expenses,” and “became wealthy.” The phrase “safety security” is also repetitive, while “homeowners can make more money if they rent their home” is imprecise in context. Aim to use accurate collocations and check spelling and word forms carefully; a smaller set of well-controlled expressions would make your argument more convincing.

Grammatical Range and Accuracy: Band 5.0

You attempt a few longer structures, including “because it offers stability and safety security” and “after paying off mortgage,” but most sentences rely on simple patterns, and errors occur frequently. Some sentences are incomplete: “This is because financial security and stability” needs a main clause, and “In addition, owning a home a long-term investment” is missing a verb. There are also agreement and article problems, as in “homeownership do not need” and “after paying off mortgage,” as well as inconsistent sentence-initial capitalisation and punctuation. Practise building complete sentences with a clear subject and verb, then check agreement, articles, and sentence boundaries before submitting.

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